ObamaCare in ‘death spiral,’ Aetna CEO says

by FOXNews.com  |  published on February 16, 2017

Mark BertoliniThe leader of one of the U.S.’s largest health insurance agencies—who has been saying for months that ObamaCare is on the ropes– said Wednesday that statistics indicate that the law has now entered a “death spiral.”

Aetna’s CEO Mark Bertolini told The Wall Street Journal that the health law’s market is nearing failure because healthier people have dropped out while premiums continue to climb.

Health insurer Humana announced it is leaving the law’s public insurance exchanges for next year as it regroups after ending its proposed combination with rival insurer Aetna. Humana Inc. covers about 150,000 people on exchanges in 11 states.

  • Roy Fredrichsen

    Ever since O’Bama Care (A C.A. ) was enacted Insurance companies and hospitals have been dropping out of it left and right because in many instances they were not being paid by the I.R.S. which was collecting the premiums from those who signed up for it. NO wonder it is collapsing. NO PAY, NO PLAY!

  • Sigrid Egan

    The misleading advertisement about all the poor people with pre-existing conditions and the young 26, living at home, are going to be uninsured. CRAP! DON’T BELIEVE IT.

  • edsfarm1

    Duh…Obamacare is not working, though I’m sure Nancy Legosi and Diane Frankenstein will still support it.

  • ONTIME

    The passing of B’Ob care was a travesty of law and it is illegal the way it operates, a plan designed to die a very expensive death should never have gotten past the R’s since none voted for it, after that the R’s have been dismal on this issue…Now it needs repealed and the private sector crossing state lines will give everyone more choice and not fined by the gov……..The congress should have been subjected to this communist medicine…

  • WhiteFalcon

    Ovomitcare is an idiotic law that was written by a bunch of idiotic pompas assed idiots. That is what doomed it from the start. I think the Republicans should just repeal the mandate portion of Ovomitcare and put a better program in the marketplace and let the people themselves kill Ovomitcare by going to something better and cheaper. That will doom that piece of garbage and the Congress won’t have to do it at all. Then they can just de-fund it and it will wither and die within weeks.

  • Terry T

    The democrats knew that Obamacare would implode, it was designed that way. Their plan was to replace it with a total government controlled system. Fortunately that scheme is also imploding.

    The government should not be in the business of providing health care and should not be in the insurance business. Repeal Obamacare and return to free market health care and free market insurance, without the burdensome government regulations that compromise the quality, raise the cost, and limit choices. The government can be in the safety-net business, and we already have that – medicaid

  • Richard Bagenstose

    if he does try to take over with a shadow government then let the next civil war begin

  • regulus30

    don’t try and tell the dumol;obocrats this;; they are still using it as a wedge to separate Americans;; how can liberals look them selves in the eye everyday.

  • Richard Bagenstose

    every thing ozero did is in a death spiral ,aca, illegals, refugees, iran deal, arab spring,common core , school lunches ,climate change , the u.n. ,he wasted 8 years of our lives and 10 trillion dollars to make our lives as misserable as possible , and yet the freaks still think he is the best thing to come along since the wheel, he is and always will be a kenyan muslum terrorist, the first time in my long life i can say i really hated the president and last lady of the u.s. not because they are black , but because they are trash and hate the country that made them so rich

    • stetson

      Well. they certainly skimmed from off the top did they not.

  • Peter Pihun

    A total failure. Just like the person it was named after

  • CBUJAN

    Obamacare was a failure from the start.

  • Tiger

    Oh fudge thought the headline said: “Obama in Death Spiral”.

    • NM Leon

      Hope springs eternal, lol.

      • Tiger

        I can dream.

  • exoticdoc2

    It is in a death spiral because the Obamanation’s approach was complete idiocy from the beginning.

  • Dan

    Even Bill Clinton admitted it was the craziest law he had ever seen.

  • Webb

    Repeal Obamacare Entirely…
    Eliminating Obama and Democrats signature Law that failed on its own…
    Eliminating a Mandate That forced Americans to buy a product which was unwanted by the working people…
    Help those that need Medicaid and leave working America Alone…
    As For Insurance Companies …They received enough of our Tax Dollars for Subsidies…Accepted that Tax Money after being vilified by Democrats in the making of this Law…Tough!

  • Elizabeth Davis

    So we are about to enter the age of government controlled health care.

    • Dan

      Uhhh…since Obama put this law into action we have been. Where have you been hiding?

    • NM Leon

      We have that NOW. The Reps are going to change it.

  • The Redhawk

    So it took Insurance Co 6 Years to ‘GET IT” after the O tax breaks ran out???
    These TOOLs are as bad as SOCIALISM.. THEY sold out for OCARE to O and NOW “OTHERS PEOPLE MONEY RAN OUT” so they WAKE UP….may be they should Talk with BERNIE Sanders…

  • DrBillLemoine

    Any ‘death spiral’ of Obamacare is induced by Republican refusal to repair and revise, not repeal and replace threats. Aetna of course is involved economically in making ACA viable but the drumbeat isn’t loud enough by insurers and providers to save the 20-million-strong healthcare program yet. There is NO replacement as all ACA ideas originated from Romneycare, the Republican program from MA gone nationwide. Pending expansion of the subscriber base to healthy people who will float the program, not kill it, Republicans are at a loss what to do. The right wing portion of the party isn’t willing to lose that many voters to Democrats in 2018 elections which repeal without repair will entail. So the easiest thing is to do nothing now. It’s counter productive but Republicans are out of ideas, as usual. It should be a long ‘hiatus’, not death spiral, for ACA.

    • chw2000

      Having trouble with reality? The Dr. before your name doesn’t mean you know what you’re talking about. The ACA can not sustain itself and the Republicans had nothing to do with that. It’s all on the Democrats!

      • DrBillLemoine

        Talk about alternate reality? For 6 years Republicans have charge of congress and failed to tweak ACA to make it stable, purely on partisan bases. It was only repeal, never replace, despite the mantra. Now the chickens have come home to roost and you don’t see it. This is pure common sense, not related to your anti-intellectual crack. Universal healthcare is the answer, anathema to Republican theology. That’s clearly a Republican problem since 2010.

        • Webb

          No tweak needed…Only repeal of this law entirely.
          Obamacare has been a National problem since 2010…
          A Total failure in so many ways…Billions Wasted…
          By Democrats Only!

          • DrBillLemoine

            So you are just another hack who thumbs his nose at 20 million healthcare patients who need ACA coverage. What a heart!!!

          • Dan

            There’s also another 20 million that used to have insurance but don’t now. Those the ACA gave insurance to could have qualified for Medicaid anyway.

          • DrBillLemoine

            Are you forgetting that part of financing Obamacare was delivery of big block grants to states for Medicaid? That doesn’t eliminate the need for ACA. It also doesn’t solve the waste, fraud and corruption attached to Medicaid, said my sister, the healthcare supervisor. Maybe we need another ACA to replace, er, modify Medicaid in such bad light for years.

          • NM Leon

            The Republicans would have been willing to expand and apply fixes to Medicaid and said so at the time.

            Using fresh bread to make a schitte sandwich doesn’t make it any less of a schitte sandwich.

          • Retired

            Dr.Bill loves those sandwiches .

          • NM Leon

            The overwhelming majority of those 20 million were put on Medicaid. No need for Obozocare to do that, and in fact the Reps would have supported that. I deal with small hospitals and clinics all the time, and every hospital has at least one person on staff whose only job is to enroll indigent ER patients in Medicaid.

            Of the few (of your 20 million) who are now enrolled in Obozocare and not Medicaid, and who didn’t LOSE their insurance because of it (remember the “if you like your policy lie?), there are probably end equal number that don’t qualify for subsidies AND CAN NO LONGER AFFORD TO BUY THEIR OWN INSURANCE. My daughter is one of those.

          • Retired

            The Media and Democrats will not talk about that or how many dropped out.

          • Retired

            Out of those so called 20 million how many actually paid and stayed after finding out the cost and deductible ?? that your media friends do not tell you. Get your head out of Obamas rear he is no longer important .

          • DrBillLemoine

            The 20 million subscribers are counted only after enrollment, not applications or hits on the healthcare exchanges and websites. Have you tried to navigate the healthcare.gov website to know what you are talking about? Again it’s not the media but reality you complain about.

          • NM Leon

            Take away those that went on Medicaid (would have happened without Obozocare) and the number of non elderly without insurance is about the same as before the law was passed. The demographics have changed so that those who were on the private market before and are above 400% of the poverty level had to drop their insurance as unaffordable (like my daughter) while those below that level got insured, but because of enormous deductibles can’t use it.

            Obozocare was a schitte sandwich when passed, and since then the stench has only increased.

          • Webb

            Bill,
            Accept the fact that Obamacare was a disaster financially and overreaching as a law!
            I have no problem with people being on medicaid, the poor, sick or unemployed…
            My problem was always been a Mandate forcing everyone into health care and insurance, thats government overreach.
            As for your name calling, you really show your class…

          • DrBillLemoine

            Riiiiight, and social security/medicare/Medicaid are also disasters and overreaching. A nation of any morality and religious repute takes care of its citizens. Not everybody has equal opportunity, soooooo…
            What about your veterans benefits, drug plan and more that are your benefits but also national and overreaching by your definition?
            What name do you prefer; what have I called you that’s not appropriate and earned here???

          • NM Leon

            I know you were being sarcastic Billy, but you finally got something correct. Social Security, Medicare, and Medicaid most certainly ARE disasters.

            We OWE vets their benefits. They put their arses on the line for us.

        • Nancy D

          Repair, revise and tweak? Your own words prove the ACA was ill conceived from the start. A good law wouldn’t need enormous revision.

          • DrBillLemoine

            If you knew the widespread ramifications of a single program for the nation, the difficulties in anticipating every last nuance of problems in law and regulations, or the changing socioeconomic conditions of the nation in which ACA operates, you would understand how any big program of importance needs attention and modification. It’s a fundamental failure of Republican thinking that a 1000+ page bill covers every possibility forever into the future. It’s a small mind that thinks nothing changes over time and needs revision. It’s a testimony to poor understanding of healthcare that private companies involved want to increase their profits–at the expense of taxpayers and/or subscribers every quarter. Romneycare and its bigger brother Obamacare are important factors in state and national health. We are talking about keeping most aspects of ACA but any large scale endeavor needs repair, revision and tweaking. Ask any corporate executive, the ones who buy your representatives and mine every election. We mostly need revision of the financing mechanism including premiums, subsidies and cost controls. You’d think Republicans, so focused on money and finances, would be the first to seek resolution here. But politics outweighs citizens’ health needs here. It’s hard to lose face and revise ACA after so many years of ‘repeal’ voting and rhetoric. Can any Republicans return to statesman status and start that ball rolling; or, will people die with inadequate attention and/or repeal without replacement?

          • Nancy D

            I’ve worked in healthcare and have seen firsthand the outrage of patients on ACA plans when they realized nothing would be covered until they meet their exorbitant deductible. 1000+ pages that no one read, ‘nough said!

          • DrBillLemoine

            You don’t mention several important factors that determine your patients’ concerns: 1. what is their income level? 2. what subsidies do they get off the top? 3. How many options does their state exchange offer for programs? 4. Which level of coverage have they selected. All are critical pieces in the puzzle before anyone can make a decision about their ‘outrage’, including you and me.
            If you have followed ACA writing/development, you know how many aspects of healthcare have been improved for hospitals, providers, insurers, subscribers and states. That’s worth reading 1000+ pages to find out; or, you could watch mainstream media who have over years explained benefits that go away with ACA ‘repeal’ creating chaos, increased costs, and even patient deaths. Where do you want to go with this?

          • NM Leon

            I deal all the time with small hospitals and clinics. Not a single one has a single good thing to say about Obozocare…none…zero…nada.

            Pull your head out of your are Billy.

          • chw2000

            Question, what does a person’s income level have to do with anything. You seem to think that because some have higher incomes than others they should have to pay more? Is that your position? Well DR, that in itself is discrimination. Don’t think so? Well how about next time you go to the grocery store for a loaf of bread the check out person says what’s your income level? Then after proving your income is higher than every one else, you get charged accordingly. After all, we could just call that the AGA (affordable grocery act). And, we could include the quality of your groceries. Start rating them the same way the ACA labels health care plans. Gosh Dr., your premise could be taken to any and all consumer products. Lets just base everything on YOUR income level. How would you like that?

          • DrBillLemoine

            Never heard the saying, to whom much is given, much is required? How about Gospel that requires each to give according to his/her means? You are agnostic or an atheist.
            BTW wealthier people patronize better establishments; it’s socioeconomic fact. But you thoughtless base voters and fat cats don’t know when enough is enough for assets and income. The top earners (1%) rake in 90% of income today; the top 10% own half the nation’s assets. And I’ll just bet you support tax cuts for the wealthy. No flat tax rates for any thinking person.

          • chw2000

            Dear Bill, NO , I am not agnostic or an atheist. You want to quote the scripture the please put it in it’s proper context. The only probable reason for you to quote that is because Obama did the same thing and took it totally OUT OF CONTEXT! How about this one, judge not least you also be judged. You are apparently a “bleeding heart liberal” that would rather continue and increase the pattern of takers than put a stop to it. The 1% also pay more than 40% of the tax revenue to the federal government. Also Bob, there is no government mandate requiring citizens to patronize any particular store, eat at any particular restaurant, buy any certain automobile, etc. Get the picture Bob? And so what if the top 10% own half the nation’s assets. The more crap you spew the more apparent it becomes that you are simply jealous of those that have invested wisely. Damn right I’m in favor of a tax cut for the wealthy. Why should they be discriminated against for having ambition and intelligence? If you want the government to take more of your assets and income, then move to another country. I’m tired of listening to your socialistic crap. No go send the DNC a big f-ing donation.

          • DrBillLemoine

            Are you saying Christ is finite? That his words don’t apply universally? Nonsense, and apostasy at worse. Talk about taking things out of context, you are telling me not to apply scripture to taxation. My statistics remain–you can’t be Christian and not tax ‘rich men’ more since they have been blessed more. As rich men take 90% of income, they should pay taxes on that amount, just like working class people do. I’m discerning that you are an elitist and want special privileges for it, similar to Christians last year wanting ascendance for their religion in denying service to gays when the law says its public accommodation. You want it both ways–called hypocritical.
            Where too would you think of jealousy for me? I’ve done very well, been mightily blessed and pay exactly what I should–proportionally under the law. When the law changes, I’ll follow as required. It’s not discrimination in scripture but laws by Republicans always want privilege under law. You, too. BTW ambition and intelligence are not talents granted only to the wealthy–another bias of yours.
            The intervening factors include opportunity which you are stating here and now you oppose for all.
            If that’s socialist, blame Christ where all would have everything in common. You are really a hypocrite and ignorant of scripture, a Sunday Christian, a part time religious believer.

          • chw2000

            And you sir are a total dip sh@t. Always ready to judge others and offer only distorted analogy of points of view only seen from your perspective. And you tell me I’m a hypocrite and ignorant of scripture, a Sunday Christian? Sir, you know nothing of me or my family. You only know what you believe and again, your perspective is way off center. You really are one of those that sits there and talks about Trump telling lies while you gave Obama a pass for everything he said. Example: I’ve been to all 57 states and only have one more to go. There where 1000 people killed in a storm in Kansas yesterday. That number was actually 12. I don’t know how you say that in ” Austrian”. Or how about the “Polish death camps”. Or, how about this one? I looked like someone in the “special olympics” when i was bowling” You see Billy boy, you are the hypocrite here, not me. You and the Democrats and the liberal “false facts” press. I’ve been on this earth for 73 years and have never seen anything like what’s going on right now. Bill you can put your comments up your A&&. You sir are the hypocrite.

          • DrBillLemoine

            It’s not hard to characterize you from your posts. I’m entitled, as well, to offer my viewpoints–it’s America and we have the 1st amendment, maybe you don’t abide.
            I’m one of millions who see Trump lying daily. Curious you don’t see it. I’ve made no representations about Obama here, so you are making up lies about me.
            Your anger has made your further post incoherent–storm dead? Austrian? Death camps? Special Olympics? Where in the world do those come from? Confusion, I’ll wager. A scrambled mind, perhaps.
            I spend lots of time on the conservative blogs/ media/press. There’s your source of false facts though Trump makes up his own. Guess the juvenile in your shines through regardless. Sad.

          • chw2000

            Every one of those are quotes from Obama. I know you don’t recognize him as a liar but he was and he is. Stop with your crap Bill. You’re just another liberal progressive hypocrite. You know it and btw, I’m not angry. You liberals are the angry ones. Fighting “fascism” with true fascism. Look at the UC Berkley demonstration. If you can’t get your way you destroy property and injure people. You Bill are a soft spoken jerk. Time for you to take a hike. Bye Bye!

          • DrBillLemoine

            Occasional brain misfires are not the same thing as chronic daily lying and exaggerating. Early in his campaign, I recognized from personal experience as a college student the psychopathic lying from Trump. It’s learned behavior and also contagious as everyone around him is now doing it. The person involved doesn’t recognize what they are doing. I didn’t know it was so widespread as to encompass so many base Republican voters who are likeminded or tolerate lying in their own lives. I don’t as a Christian where God is truth. Pity so many evangelicals are apostate and reprobate. Hillary might have won.
            BTW progressive is not liberal and you haven’t shown me to be a hypocrite or liar.
            Also, most aware people see Berkeley as a hotbed of radicalism and prone to what you are relating. It doesn’t generalize to the millions of peaceful demonstrators you’ve seen since the inauguration. The IS a certain anger about outside election interference which Republicans quite naturally don’t want to investigate since they won. It’s a national security issue so some are starting to change in congress to avoid fascism, maintain our democracy.
            Be careful to limit your broad brush accusations and attend to the words you use which have meanings.
            This may fall on deaf ears but I’m as entitled to write here as you under the constitution. I’m not going anywhere and am certainly not your ‘enemy’, another loose use of words by Trump and company. Think about losing your freedoms if the press are suppressed along with voting soon.

          • chw2000

            Yes Bob, your brain “misfires” all the time with your distorted logic. You’re limiting the radical left wing behavior to Berkeley? Every demonstration from the “women’s march” to the riots in Dc on inauguration day and most other demonstrations are radical left wing liberal progressive. You know damn well what it is and just won’t admit it. You probably want to compare these idiots to the TEA party which consisted of people that had respect for one another AND those that disagreed. You Bob are pathetic! Again, bye bye.

          • DrBillLemoine

            Veering off into fantasyland I see. Any observer of politics see Berkeley for a generation as a hotbed of radicalism, but not you??? Talk about a ‘misfire’.
            Today’s marches are ‘radical left wing liberal progressive’? Put your glasses on Mr. MaGoo. These are peaceful citizens from around the world rejecting the ‘disturbed’ actions of Mr. Trump and congress. BTW you lump together quite different political definitions as though the names have no meaning–a right winger’s lazy thinking. And we’ll see if these people morph into political action at election time and oust incumbents who aren’t listening to America’s needs. You are ‘damn well’ hoping they are not so potent as the former Tea Party which, we all know, threatened incumbents with ouster, hardly showing ‘respect for one another AND those that disagreed’. And who is Bob, another brain fart of yours?

          • chw2000

            And you think the Republicans are the ones demonstrating against OUR PRESIDENT? Bob, your are dumber than a box of rocks. Literally, you are. Go away and continue to masterbate your followers and “progressive”, anti American friends. You are pathetic!

          • DrBillLemoine

            The word you seek is ‘virtually’, not literally. Guess you think corporations are people, too?
            Regarding ACA, many Republicans, Trump supporters, have Obamacare and want it fixed, not repealed. There is no replacement as ACA IS a Republican plan from MA Romneycare.
            Once again you confuse political terms: progressives are not ‘anti American’.

          • chw2000

            NO Bob, not a Republican plan. Once again you’re wrong. What you’re saying is that every car on the market today is a Ford. You’re logic is distorted.

          • DrBillLemoine

            Actually I’m a ‘buy American’ person. What’s the make of your family’s cars? Who’s more American-supporting? ACA is as American as Romney. What are you looking at, ‘not a Republican plan’???

          • chw2000

            Hey dip s#@t. ACA passed on a straight party vote. DEMOCRATS! You really are stupid!

          • DrBillLemoine

            Aside from the juvenile name calling, I simply say to you, ‘McConnell and his Republicans decided on day one to support NOTHING of Obama’. Didn’t you know?

          • chw2000

            Also, yes progressives ARE anti American.

          • DrBillLemoine

            Next time you jump in your car, thank progressive Henry Ford. How about thanking progressive Thomas Edison when you flip the light switch? You are nuts. We progressives–check the definition, not political–are responsible for the modern world. Are you a cave dweller, survivalist, log cabin dweller? You are not so much anti-American as primitive American.

          • chw2000

            Dear Bill, there is a political definition for “progressive”. You Bill are the one that’s NUTS! You really are Bill. Again, you are the anti-American not me. I fought for this country. Put my life on the line. I doubt that you would know anything about that. Now Bill, the conversation is over.
            Drop dead bill. You are just another liberal progressive piece of crap.

          • DrBillLemoine

            My point precisely, I’m ‘progressive’. It’s a valid, not ‘nuts’, point of view. Guess your ‘life on the line’ has jaded you to civilian life. We are all citizens and enjoy the fruits of progressives through history as I indicated. Actually I’ve put my life on the line in the classroom with gun toting students, FYI.

          • chw2000

            Hey Bill, Go f$%k yourself. Wow, “gun toting students”. You’re what’s wrong with this country Bill. You’re a “teacher” or school administrator”? That explains everything. What you teach is far more dangerous than any gun.

          • DrBillLemoine

            Pity, you ignore the issues and my initial points detouring far afield in neither a Christian nor charitable nor informed way. Your abusive nature voids any chance for exchanging ideas, perhaps beyond your ability. Have a nice life.

          • John

            As an economist that has seen the government and Democrats screw up
            More than succeed, give credit for failure where it is deserved; the Democrats and the Federal bureaucrats who should all be taking bows forvthe state of ACA, the Federal debt, the reductions to Medicare, the loss of medical coverage to those who could no longer afford the ACA premiums ( also known as a massive wealth transfer), etc. Perhaps the Democrats should consult the better educated Republicans before enacting programs so hastily and without a passing familiarity of high school economics.

          • DrBillLemoine

            First, if you Republican economists are so good, why are you anonymously posting with ‘private’ bio, a sign you want no accountability for your words? Your big ideas the past decade are ‘trickle down’ and ‘supply side’, both proven failures.
            Then, ACA is not a screwup having saved perhaps millions of lives and worsening healthcare for many Americans that Republicans have ignored in legislation. After its inception in 2010, Republicans took control of congress and failed to do requisite mid-course corrections, amendments, changes and improvements that would stabilize Obamacare. What price is national healthcare worth? Most of the problem with it is economics so naturally one thinks Republicans know little of high school economics.
            The federal debt is wrongly portrayed as a screw up by Democrats when it was Bush Republicans who took virtual surplus to $15 trillion debt, not the $10 trillion commonly advertised by omitting the off budget $5 T paying for 2 wars and tax cuts. That alone is a monumental failure of economic honesty on the right.
            I don’t know any reduction to Medicare.
            Remember ACA is not the only healthcare in the nation if you think many lost prior inadequate or expensive policies. It’s hard to admit for anyone, but economists could be honest on the right about it.
            I’d argue that ‘better educated Republicans’ were not in favor of national healthcare, so stonewalled Obama and Dems from 2009-2010 and thereafter for changes. And you overlook the fact that ACA is based on republican MA healthcare by Gov. Romney. So who knows economics now?

          • NM Leon

            Few are as stupid as you to give their actual name, at least none of the conservatives here. As a library you may be confident that conservatives are too well mannered and law abiding to vandalize your property or worse, but we know from recent (and past) leftist NAZI actions that the same cannot be said of you libtards.

            When in your worthless opinion has “supply side” been proven wrong? On the contrary, both JFK and Reagan proved it’s efficacy (though Dems did their best to spend the increased revenues on making making the poor more dependant).

          • Nancy D

            Why should be incumbent upon Republicans to fix it? They didn’t want it. It was Pukelosi who said to “pass and find out later what’s in it”!

          • Herschel Weintraub

            Because as the good Doctor stated repeatedly, the ACA is a Republican plan, based on Romney’s health care plan in Mass based on the right wing Heritage Foundation’s proposals. Many insurance plans were simply profit generators prior to the ACA, as they provided no real coverage when needed. The ACA provided standards of coverage to assure that when one purchased a plan, they received what they thought they were buying. As statistics have shown, the rate of increase in healthcare costs dropped under the ACA. That is good. Had there been a public option (which Republicans eliminated), there would be far more competition and less profit mongering among the insurance companies.

            In addition, as anyone with any common sense knows, insurance only is viable when there are people that don’t need it at the moment, paying into the system. In that way, those that do need it have the coverage provided by a large pool of healthy as well as unhealthy insured. You are aware that auto insurance is also mandated in most of the world. You do not go out and purchase a policy when you need it (e.g. after you have had an accident). You maintain the insurance when you do not need it. So you accept this (I’m sure reluctantly) in the case of car or homeowners insurance, but refuse to see the similarities in healthcare.

            Getting back to trickle down economics, it has been proven to be a non-viable plan. It does not do what its architects say it does. In principle, maybe it should work. In practice, greed takes over and those at the top simply pocket the money and make themselves even richer. A look at history will show that the income gap between the rich and poor began spiraling out of control when Reagan implemented this failed policy.

            The way to increase investment in American companies and jobs is not by giving money to the top and hoping that the rest of the country gets a few drops. If you look at the times of our highest productivity and investment in this country, it was when tax rates were in the 70-90% range. Investments in America then cut the effective tax rates, so that all Americans shared in the prosperity. I understand that Republicans refuse to raise taxes on the 1% by even $1, so returning to prosperity for all is a non starter, but history shows that higher taxes at the top spurs our economy for everyone.

            I know you will all attack me for being honest and knowledgeable about these matters, but if you looked at reality, you should realize that what I have stated is true and factual. It is typical that there are only one or two people on these forums with any real knowledge of what they are talking about. Dr Bill, I appreciate your factual insight and commentary.

          • Nancy D

            Romney is a RINO from one of the biggest socialist states in our union.

          • Retired

            Nancy D , you are not going to get through to these rock heads, what has happened with the ACA.

          • DrBillLemoine

            Republicans are ALSO supposed to represent their constituents and the larger American people who had/have a healthcare problem. It’s called taking care of your own, doing unto others what you would like, having a big heart, showing compassion to others. Why is your heart so black, including the childish name-calling?

          • Nancy D

            Don’t dare to judge my heart. Do unto others, taking care of thy own is a religious tenet, NOT the responsibility of the government.

          • DrBillLemoine

            Without getting into a Gospel discussion, Christ’s 2nd commandment is to all others, not just ‘your own’, it’s neighbors as well as family members. It’s not a political prescription by the Lord.

          • Nancy D

            I clearly said “others” as well as own. The government is not a charity. Giving is for the individual, the church and other organizations as their hearts dictate.

          • DrBillLemoine

            Clearly you don’t know your own Constitution which Preamble plainly states the nation will promote the general welfare (or well being if you prefer). It’s there in print since 1789.That doesn’t make government a charity but considerate of its people. The rest of your post is your opinion.

          • Nancy D

            Since we are now debating the constitution, James Madison stated that the phrase “General Welfare” did not mean that the federal government would meet the infinite needs of the citizenry. Legislating for the general welfare is reserved by the states according to the 10th amendment.

          • DrBillLemoine

            You are right to this extent, national needs are resolved by the federal government; that is, when problems go beyond state borders the only power capable to solve them is national government. Social security is a national program. Medicare is a national problem. Medicaid is national but administered by individual states. So there are gray areas over overlap as with most human problems. Sadly ideology and partisanship limit conservative thinking to states rights, not so much national problem solving like Obamacare, which is akin to the latter, state administered exchanges, except where states refuse. Then the federal exchange kicks in.

          • NM Leon

            The Preamble serves solely as an introduction, and does not assign powers to the federal government,[3] nor does it provide specific limitations on government action. Due to the Preamble’s limited nature, no court has ever used it as a decisive factor in case adjudication,[4] except as regards frivolous litigation.[5]

          • chw2000

            Correct but it doesn’t say a damn thing about health care. You and your liberal friends have distorted the Constitution of the United States to mean what you think it should mean rather than what it DOES mean. Once again, you’re wrong.

          • DrBillLemoine

            One of those Declaration unalienable rights is life. ACA promotes public welfare in the form of healthcare. Public welfare is a broad term that includes ACA, Medicaid, drug prescriptions, social security, medicare and other national programs of long-standing. Are you simply a cheapskate with the small tax bill you pay yearly? Maybe you need to hire me.

          • NM Leon

            Do tell Billy, what chapter and verse says government should take care of people?

          • Retired

            The Americans had a big heart by electing the first Muslim black President who now is at the bottom of the ladder. He did more harm to the US than good.

          • DrBillLemoine

            My slant on it is that Obama promised the change voters wanted, but the public didn’t count on the uniform bigotry against a black president (never Muslim) with monolithic conservative stonewalling. You spout nonsense about the religion thing. I’ve been to Jewish temples and Catholic churches but I’m still a Protestant. Even if Obama frequented mosques as a child (with no choice as typical of youngsters) while living abroad, it doesn’t make him Muslim.

          • NM Leon

            Newsflash Billy Boy, Obozo would not have been elected EVER without overwhelming support from whites, not to the presidency, the Senate, or the IL legislature.

          • chw2000

            Bill, stick your “uniform bigotry” up your a$$! You and your ilk are the bigots. The Republicans didn’t protest and destroy property. You need to look in a mirror before you point your finger.

          • DrBillLemoine

            Do you deny right wing voters, Trump supporters, Bannon white supremacists, Priebus fat cats are not biased against blacks? Democrats don’t destroy property; criminals do. It’s akin to calling all Muslims radical as you do (remember the ‘Muslim ban’) vs a relative handful of barbarians and criminals who claim to be Muslims, but aren’t in any way. Mirrors are no problem for progressives.

          • chw2000

            Bob, you have just declared yourself the fool you are. Putting labels on people based on what you hear from the BIAS media. And no Bob, Republicans are note biased against blacks or anyone else. Bob your ignorance is overwhelming. There was not Muslim ban. NONE. 85% of all people that subscribe to the Muslim Faith live in other parts of the world than those countries listed in President Trumps EO. If it was a “Muslim ban” India and other countries would have been included. You are clueless. BTY Bob, the Democrats and the liberal press is where the bias is. Open your mind after you take it out of your a$$ and examine the facts. I bet you think blacks deserve reparations because their ancestors where slaves. You have brought to light your true bias and bigotry. Not me Bob, or the Republican Party. YOu and the liberal progressive Democrats. I wonder how many of your relatives belonged to the KKK which was created by……………..the DEMOCRATS?

          • DrBillLemoine

            Not so knowledgeable about Muslims, we see. I can see your labels for people; yet stereotypes have some foundation when I used them. With white supremacists forming a large portion of Trump supporters self-labeled Republicans, I’d call the group bigoted against blacks, Catholics and Jews. We just don’t hear much about the latter 2 yet from White House advisor Bannon who hails from that group of bigots. Are you one?
            By definition in law, you don’t have to ban every Muslim to get the ‘Muslim ban’ label. Didn’t get the message; don’t know the law? And you must have overlooked the split of Muslim Pakistan off from Hindu India 70 years ago; failure to know your history. Nobody anywhere here has mentioned ‘reparations’, your attempt to distract readers. Another history failure is not knowing the old Dixiecrats, Democrats from the South, are now solidly Republican. I lived through that transformation down South, but not you. I know David Duke having arranged a speakers forum when he ran for LA Governor against Edwin Edwards and Buddy Roemer, conducted a PTA/LWV forum with him running for State legislature. He ran off to Russia and the commies after a failed presidential run decades ago, now he back behind House R Whip Steve Scalise whose family I know personally. You are misinformed. And who is ‘Bob’, certainly not Bob Dole whose successor Trent Lott invited me to join his party policy forum in DC. You are still wet behind the ears.

          • chw2000

            Dear Bob, please go out side, find a hole, study it and try to determine it that is a hole or your a$$. You have just provided more proof that you don’t know the difference.

          • NM Leon

            Too funny Billy Boy, a libtard troll saying someone else’s heart is black.

          • Nancy D

            Thanks NM Leon!

          • chw2000

            Bill, here’s a suggestion; you take care of your own and the rest o f us will take care of ours. The country tried your way for the last 6 years with the ACA and it does not work. Give it up Bill, you lost!

          • DrBillLemoine

            No, losing is repeal with no replacement. That’s what cheapskate and hard-hearted Rs want to do. Regular Rs will save the many good features and reboot ACA. As far as taking care, I’m a Christian and take care of my scriptural neighbors. That’s why the Constitutional goal of promoting the general welfare, written by the founders you righties profess to love, but won’t follow.
            If we, the people, are to have a nation, we must take care of 330 million people. What do you need?
            BTW no national program of ACA scope can just be launched without fine tuning. That’s on you Rs who only voted 60+ times strictly for repeal since you knew there was no need for replacement with Obama’s veto. Now you are stuck with universal healthcare or another failure of financing for needed healthcare–20 million plus strong and growing.

          • Willie1

            It is also pure Democrat stupidity to vote on and pass a Bill before they read it. By the way that is exactly what the Democrat controlled Congress did when they passed the ACA. Can we say the blind and stupid leading the blind and stupid?

          • DrBillLemoine

            Are you aware that every congressman has staff who draft bills and their details; it’s not done by reps of either party with the intimate knowledge missing. You got suckered by the ‘1000+ page’ complexity and non-reading propaganda. I think any reasonable person looking today at ACA sees how difficult it is to amend and improve as Republicans don’t have the ballyhooed ‘replacement’ of song and fame. So who’s blind and stupid now?

          • NM Leon

            You are Billy, you are blind and stupid.

          • Retired

            Maybe his real name is Obama ??

          • NM Leon

            Nah, Obozo knows exactly what he’s doing. Billy Boy is delusional.

          • Retired

            I think they are both in the same boat of delusion along with the Democrat party.

          • NM Leon

            I don’t give the DNC or Obozo that much credit. I think their goal is to have a Socialist America and they lie to convince their voters to support them. I think most of the regular folks who vote Dem are just gullible delusional fools, but the leadership and elected of the party are EVIL.

          • Retired

            Just look at how much of the US gov. employees are in the Union from the small communities to the federal Gov. What percentage of the voters does that account for and now look at all the welfare crowd . Remember how the Gov. employees got raises and those on SS got the wiener .

          • NM Leon

            Yep, even FDR said it was stupid to allow public employee unions. JFK allowed them to curry votes.

          • Retired

            Then there are their followers just as blind .

          • NM Leon

            You exhibit a complete lack of understanding of the insurance industry. Name ONE health insurance company that has increased profits. On the contrary, they are dropping like flies out of the markets because of LOSSES in the hundreds of millions.

            Profits in the insurance industry are highly regulated. They are strictly limited in what profit they are allowed and have to get permission from government to increase premiums.

            Republicans understand very well that putting ketchup on a schitte sandwich won’t make it a hamburger.

        • NM Leon

          “Tweak the ACA”? You can put all the ketchup you want on a schitte sandwich and it will never be a hamburger.

        • Retired

          As usual you forget they did not have enough votes to do anything . But your Demon rat Media did not ell you that and when they did you ignored that part.

          • DrBillLemoine

            For the past 6 years Republicans have had the majority in the House which initiates tax and financial matters. Boehner dropped the ball under the false economy of doing nothing advocated by Freedom Caucus, the same group that now elected Trump. They don’t recognize their own double dealing, divided mind and counterproductive demands. The pols do and are slow walking the whole issue hoping for collapse without any legislative action at all. For 2 years the Senate has given Repubs complete legislative control, but their pride and ego is locked into repeal, so they haven’t consider any replacement. Now they’re stuck. It has nothing to do with media, everything to do with punishing the black president they hate and papering over the embarrassment of no Republican votes for a good program.

          • Retired

            Just because they were in the majority does not mean they had the votes to carry a bill due to add on items , something you lefties overlook or you do not understand .

          • DrBillLemoine

            House and Senate leadership controls the levers of party lawmaking. In the case of the House under Boehner, he couldn’t control the votes of Freedom Caucus so eventually was forced to retire. We’ll see how successful Ryan is with the same conditions. In the Republican Caucus, due to the drunken sailor spending of Bush2 times which ran up the deficit to $15 trillion or so, there are few add ons, amendments, little log rolling or pair voting any more, the stuff that historically gets laws passed. No more pork barrel, so we have gridlock mostly.

          • Retired

            Who writes your script , you sound like a worn out record BLAH BLAH . Seeing you hate the US time for you and your Hollywood queens to pack up and leave the country on a one way ticket.

          • DrBillLemoine

            Unlike patriotic ME, you don’t value our constitutional freedoms of speech and press, want me as an alternative thinker, a non-supporter of your nonsense, to get lost. It’s un-American, pal, has nothing to do with Hollywood or TV-star Trump’s nonsense.

          • Retired

            You are a liberal anti American who hates the US . Time to take your head out of Os rear he no longer represents you . You spread hate .

          • DrBillLemoine

            The term is Progressive for me, something you righties are poor at remembering and using. Being your opponent does not make me anti American or a hater of the USA, another failure of recognition. I represent myself in these pages. There’s no hate in anything I write, simply truth and facts. By contrast you have no positions, scant truth, little understanding of what you write and fast to make false accusations, attach wrong labels. Plus you post anonymously to avoid accountability for what you write. Pretty cowardly.

          • Retired

            You are not impressing anyone with your BS .

          • DrBillLemoine

            Truth waits for no confirmation, doesn’t seek ‘up votes’, continues to publish without abatement.

          • Retired

            People are still waiting for you to come up with the truth . You are a democrat pretending to be republican . It is people like you with your P,C additude along with the fake news that you swallow..

          • DrBillLemoine

            Earth to anonymous ‘retired’, come in please. I just told you my political label, but you aren’t even reading or don’t retain truth. I’d say it’s the alt-right you represent that swallows fake news. Just listen to your president sometime; when his lips are moving, he’s lying to you.

          • Retired

            That was Obama and you act just like him.

          • NM Leon

            What has that got to do with your constant lies, Billy?

          • NM Leon

            You are a troll and a shill for the libtards, parroting their talking points.

          • NM Leon

            You are such a liar Billy Boy, and so idiotic as to continue the same lies even after they have been proven to be lies.

            GW did not run up “15 trillion or so”.

            On Jan 20 2009, the debt was 10.7 trillion, an increase of 5 trillion for GW. On Jan 20 2016 the debt was 19 trillion, an increase of 9 trillion for Obozo. https://www.treasurydirect.gov/NP/debt/search?startMonth=01&startDay=20&startYear=2001&endMonth=01&endDay=20&endYear=2001

          • NM Leon

            Quick civics lesson, Billy. It takes 60 votes in the Senate to pass a bill, and it takes a 2/3 vote in both houses to overcome a veto.

        • chw2000

          Do you know or understand that the Republican legislature sent well over 200 bills to the Senate only to have Harry Reid refuse to even look at them. Talk about a problem since 2010, the Democrats have truly been exactly that. Our health care system worked very well before the ACA and i suspect you know that. You’re just a left wing liberal that can’t stand to see the Democrats out of power.

          • DrBillLemoine

            Common knowledge, Capt. Obvious. Reid was no fool and scoped out every poison pen bill or amendment, clause or phrasing to stop your nonsense. He was very good at it, don’t you know?
            What you persist on the right in ignoring is the plethora of people dying under your ‘worked very well’ system–pre-existing, caps, unequal genders, drops from coverage. All were disastrous policies you think ‘worked well’. Those don’t exist now thanks to ACA. That’s why Republicans under Ryan can’t repeal outright. It will kill people again.
            You’d be surprised how much power a minority wields. You just mentioned Reid. lol

    • NM Leon

      The demise of Obozocare is because it was a schitte sandwich from the beginning. It was never actuarially sound. I’d go over the math for you, but it involves big numbers, so it’s beyond your education level.

      Your libtard legislators depended on the “penalty” being raised dramatically to cover the shortfall by regulation, but they made the mistake of giving the collection of the penalty to the IRS, making it a tax, and then authorized the IRS to collect “penalties” from refunds.

      Making it a tax meant that any “fixes” to the “penalty” had to come from Congress, and no Dem Congress person wanting to be reelected was going to introduce legislation raising the tax or to allow normal tax collection methods (garnishments, liens, etc), and of course no Rep Congress person was willing to pretend that putting ketchup on a schitte sandwich would turn it into a hamburger.

    • Retired

      You are way out in left field on the ACA. the Insurance Industry are the killers. Just look into the cost increase and the ones that have dropped out.

      • DrBillLemoine

        The solution to financial Obamacare is bringing into the subscriber pool many more healthy people to balance out the sick ones and pay for them. ACA stops insurers from being killers by rejecting those with pre-existing conditions, capping expenses and the like. They are simply being responsible to stockholders/investors required by law to earn a profit which means raising prices. Absent classification of providers as a form of utility with strict government controls over prices, universal healthcare with everybody enrolled is the answer to the cost problems. With everybody enrolled there are no dropouts.

        • NM Leon

          You speak from willful ignorance Billy, insurance company profits are strictly limited by government. They have to get permission to raise premiums based on benefits paid.

          Give up on the single payer crap, you lost, elections have consequences, ain’t gonna happen.

  • Jim

    This had very little to do with HEALTHCARE, it was and is a TAX BILL, Even Justice Richards stated the fact that the “affordable Healthcare bill” is a TAX INCREASE, under the name of the Bill! And that because it is a tax bill voted for by 100% of the Democrats Congress and Senate, the bill The Democrats wanted and got the largest TAX hike in the history of the United States of America, That is why ONLY the DEMOCRATS voted for it, and NONE of the Republicans, and why they are making such a stink about President Trump exposing the truth to the American public!

    • Trish P

      Yes, but it was Chief Justice Roberts (not Richards).

      • Jim

        And you are correct! Thanks for the correction.

  • Don L Harned

    I think we should let it fail instead of repeal. That way Obama can NEVER say it was EVER a good law. It was a failure on its own.

    • Retired

      The insurance Co. that have backed out are killing it .

    • Angiemcarter

      Google is paying 97$ per hour! Work for few hours & have longer with friends and family! !di2c:
      On tuesday I got a great new Land Rover Range Rover from having earned $8752 this last four weeks.. Its the most-financialy rewarding I’ve had.. It sounds unbelievable but you wont forgive yourself if you don’t check it
      !di29c:
      ➽➽
      ➽➽;➽➽ http://GoogleFinancialCashJobs319HomeProjectGetPaid$97/Hour ★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫★★★✫::::::!di29c:….,…….

  • The_Frog_Prince

    As soon as it rolled out, if you call it that, it was destined to fail. Repeal it.

  • donl

    Obie is putting the screws to people who voted for him, how funny is that?

    • stetson

      I believe Obama desired to bring America down by all means possible.

  • David Stewart

    Imagine that; yet another Dimwitocrat program shoved down the tax-payers”” throats under monetary threats that has failed! Oh,the shameof it all, boo-hoo, boo-hoo!

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