Paul Ryan ‘almost giddy’ in GOP rally before healthcare vote

by
May 4, 2017

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House Republicans emerged from a closed-door meeting Thursday morning confident and “feeling good” that they have the votes on a bill to partially repeal Obamacare, and dismissed questions about why they are moving forward without an updated estimate from the Congressional Budget Office.

House Speaker Paul Ryan was “cheering. I think he was almost giddy,” said Rep. Daniel Webster, R-Fla., one of the holdouts who announced he is supporting the bill.

Rep. Luke Messer, R-Ind., told the Washington Examiner that the meeting had a celebratory feel, despite what is likely to be a close margin.

“This was a day that people were feeling good about the fact that we’ve worked together, we’ve got a better product than we started with,” Rep. Messer, R-Ind., said after the meeting. “And, a recognition that there is still a lot of work that we have to do.”

  • Jim Deinzer

    In spite of himself it passed,barely,what a loser get him out do the country a favor

  • Howard A Milor Jr.

    Paul Ryan the biggest turn coat since Benedict Arnold he needs to be fired and removed from the speakership!

    • Lkfeinb

      HE is a total jerk and deserves to lose!

  • DrBillLemoine

    If you watched the vote on cable tv, you couldn’t help but see and hear the Speaker of the House, the man who is supposed to represent all of America, the leader of the majority vote to screw millions of Americans, act ‘giddy’ as the article head says. What got me was the pimply, adolescent, cracked voice of Speaker Ryan. He acts like Obamacare was repealed and replaced. Actually his house simply started the legislative repeal process.

    The bill now moves to the Senate where, despite the ultra-partisan Majority Leader’s opposition to everything Obama, and the participation of a small cadre of ideological Freedom Caucus members, you have most state-elected Senators asking the right questions, listening to constituents, heeding healthcare insurers and providers most of whom want better healthcare, not simply fulfilling campaign promises with a really bad bill/law. If Democrats hold to their principles and 3 Republicans of repute demur from the unholy Ryan bill that will kill millions of Americans via pre-existing conditions that prevent them from affordable care, this bad mis-labeled healthcare bill, actually a tax abatement and wealth transfer bill to the rich, will be dropped from a vote, amended to actually fix Obamacare or correctly shown as a tax savings bill.

    My vote awaits the results of debate and action to do the right thing for Americans in dire need of healthcare coverage.

    • Lkfeinb

      Why not just fix the ACA? Why throw the baby out with the bathwater?
      This isn’t about a better plan, this is about taking Obama’s achievement away from him. So you want to screw everyone for that?
      These babies are actually running our country.

      • Retired

        The ACA was a taxpayer rip off created by the Democrats for votes . You saw how it helped Clinton lose .

        • Lkfeinb

          Actually it was created by a Republican. Mitt Romney had an almost identical plan in Massachusetts.

          • DrBillLemoine

            Right again from my viewpoint.

        • DrBillLemoine

          That’s plain wrong on several accounts. ACA was Romneycare that works in MA expanded nationally. Supreme Court affirmed the tax angle of compulsion. ACA does get both support from national poll majorities and 20 million sign ups. It simply needs fixing after bugs emerged over 6 years of neglect. And it did get Hillary the majority popular vote in 2016, ditto Obama in 2012. Trump winning the office was another matter.

          • Retired

            So you would like to see NY and CA. control the US instead of the Electoral vote ??? Are you a member of the communist party ??? Most Demon rats are .

          • DrBillLemoine

            Either faulty thinking on your part–most Democrats are communists (when the evidence is showing maybe it’s actually Trump and associates)–or wild charges of fearmongering. Which is it for you?
            This is a nation of ‘We, the People’ so clearly the people should ‘control the US’. Knowing my history I understand in colonial times the elites wanted to rule or at least have ‘veto’ power over the masses, so wrote an Electoral College for president, and state selection of electors into the Constitution, not direct popular voting. Times change and we should insure everybody’s vote counts today. That’s hardly Putin’s Russia as Hillary pointed out to her defeat in 2016 with Russian meddling and hacking.
            No, it’s our top leadership that slowly is proving to be in cahoots with commies, so as a supporter, that includes you, not me.

          • Retired

            You are one sick Democrat , was that your goal in life to brainwash the younger generations . Did you forget Hillary and her dealings with Russia and then there was her campaign people meeting with the Russians , but you lefties only know what the Media tells you. McCarthy was right about Communist in Government , he should have included Educators like you . You sound like a product of a place like Berkley Ca..

          • DrBillLemoine

            Yes, brainwash, or more accurately inculcate in students the scientific method, a means to find truth. If that’s ‘sick’, I’m guilty.
            Hillary lambasted Putin for election irregularities including arresting and killing opponents. Putin hates her for it then and today. No problem; it’s her job.
            No campaign people met with Ruskies beyond their foundation routine operations; not so for Trump et al.
            Have you forgotten Flynn who gets deeper in the hole by the day? How about Page? The Trump screening committee? How could Trump keep Flynn while knowing he was consorting with Russians? That spells commie to me; and, you supporters go right along.
            OK, what source is there besides the media to know what’s going on? Are you in on the communist party/Putin inner workings? George Will said Trump couldn’t think straight; I think it’s a fever held by you and all Trump supporters–faux news, hate the media, consort with commies, praise Putin. Now they’re all running our country thanks to you. And all you can do in defense is criticize educators like me, officials in government and universities like Berkeley. That’s faulty thinking as I said.

          • Retired

            Stick with the subject Hillary and Trump .No proof of Trump but proof of Hillary . Why don’t you bring in the Bildergerg group and Soros and his Ghetto buddy Schumer while you are at it ?????

          • DrBillLemoine

            Now it’s bait and switch with you. The topic is Ryan and his disastrous (to American people) bill just passed. It says something about your own thinking (never mind Trump as I said via George Will) that you can’t follow a thread. What’s the problem, not enough education–from your smear of ‘liberal’ universities?

          • Retired

            Just doing like you , there is no hard evidence and you know it .Now you are on Ryan Alzheimer getting to you , better go take your meds it’s showing .

          • DrBillLemoine

            Hard evidence about ACA? Kidding? You are a bot–foreign with no understanding. Try someone else for your vacuity and nonsense

          • Retired

            You are proving to have Alzheimer problems can’t stay focused on a subject . Also known as Demon Rat disease ..

          • Retired

            It’s past your bed and med time . You are starting to confuse yourself .

          • Retired

            What evidence , what the media has been feeding you , did you forget about Hillarys campaign people meeting with Russians ?????

      • DrBillLemoine

        That’s my position, fix ACA. But the Rs are so invested in demeaning Obama and negating his legacy they can’t change from repeal and replace. It’s just not a viable replacement for pre-existing conditions which people will go into a high risk pool and pay through the nose for coverage with caps on payments and it sabotages other people on ACA who won’t get subsidies any more, among other negatives. Plus Medicaid gets no more block grants so governors must be up in arms. It’s all to give Trump a ‘win’, any win, at any cost–the biggest baby. Perhaps the Senate will realize all this and resist fronting anything or return to conference committee a bill restoring ACA without the tax benefits to fatcats.

        • Lkfeinb

          The Senate is a more reasoned political group than the house. Let us hope that they realize their political futures depend on keeping and fixing the ACA.

          • DrBillLemoine

            I like that thought too, realizing that lazy or politically detached Americans mostly reelect legislators without much thought and with low turnout distortions or manipulations happen. Examples, Sen. Cruz and Pres. Trump should never have been elected except by chicanery. Republicans haven’t been totally in charge of America for a long time and are out of practice, substituting ideology for knowledge of policymaking, legislating and governing. After all, the Senate’s version goes to conference committee for reconciliation and both houses must then pass the (gasp) compromise.

      • Phyllis Handkins

        It was never meant to work. It was meant to fail from the start. If Trump hadn’t won the election you would probably be living with single payer insurance which covers nothing. You get on a waiting list just to be assigned a doctor, then you wait maybe years to see that doctor. That isn’t something that can be fixed. Obamacare should never have happened to begin with. It should have been a capitalist type of insurance. The elite politicians that will never suffer under any of their crap they throw at us nor do they care. DRAIN THE SWAMP.

        • Lkfeinb

          I hate to say this, but you really sound stupid. The ACA IS a capitalist system and is still run by private companies , but with some government rules.
          A one payer system is the Canadian system and is a socialistic program.
          Trump only wants to help himself and his friends. He IS the swamp!

          • Phyllis Handkins

            Take your meds and keep dreaming because your Obamacare that you probably don’t pay for is socialism

          • Lkfeinb

            Go look up the definition for “socialism”. Then you can have an opinion.

          • Phyllis Handkins

            Why are you even here

        • Lkfeinb

          It didn’t fail. It is a success!

    • Retired

      People would not be in dire need if the Government would mind it’s own business and stopped trying to control our lives on a daily basis . They make laws that are not being enforced .

      • DrBillLemoine

        I’d hate to see your reaction if electricity and water were not regulated by government; ditto car licenses and registrations. How about food and drug quality? I advocate government regulating whatever can harm all Americans like healthcare provisions. As a civilization of Americans, we have certain things in common–or as the Constitution’s preamble states, government must ‘promote the general welfare’, healthcare in this case. Enforcement is a separate issue.

        • Lkfeinb

          Thank you. Do you think that you are reaching one person by your reasonable thought?

          • DrBillLemoine

            Yes, there is the occasional thoughtful reply or nod from folks like you. As George Will just said of Trump, he can’t think straight so here I am as a model for his base supporters. How we learn is an exchange of ideas, reasoning and presentation of our concepts. I’d venture to say most of these posters don’t test their ideas in the marketplace, that is get outside of the narrow circle of their families and friends who think alike. A similar idea is the failure of the right to compromise, or give and take. I’m always testing my stuff in public to get a reaction, see another side and revise thoughts as necessary to get to the best goal or method to improve and help my country and friends.

          • Lkfeinb

            My reply is more than thoughtful. I am a CLU ChFC who actually takes many exams on this subject to retain my license. I saw the desperation of those that were shut out any insurance because of pre-existing conditions.
            I saw woman with uterine fibroids shut out of Medicaid because they
            earned $20 over the limit each month. The cruelty of the old way was a disgrace to a country of this magnitude. And for what?
            Taxpayers had to still pay for emergency acute visits by the uninsured. They had no access to preventative care. There was no savings the old way. People merely lived in their bubbles unaware of the costs of neglect.

          • DrBillLemoine

            Good work. As you well know, conservative national legislators and extremists in their Freedom Caucus care not a wit about facts (notice the AHCA passed without a financial evaluation and many folks reading the bill) or that people die. They are heartlessly concerned (whether in a bubble or just plain ignorance) about real American needs just to pinch a national penny they think saves them money. It’s disingenuous of the elected officials from party (Reince Priebus being former RNC chair) to White House leadership (from Bannon to Trump). Ryan and McConnell are proven cold hearted over the years.
            I can’t believe thinking Americans will let the AHCA pass the senate and we hopefully might even get ACA fixing from the Senate. If the old way without Obamacare was a disgrace, the new bill is cruel. I like to post here to open a few eyes over the years.

        • Retired

          What Liberal U did you teach at ???

          • DrBillLemoine

            Ideas are not political, only those who define them. My teaching was hard subject mathematics, computers, and in the universities, research methods. You are picking on the wrong subjects and teacher in your rush to justify a terrible law/bill governing healthcare, perhaps in your guilt realizing you advocate people’s deaths for lack of coverage, a moral bankruptcy on your part.

          • Retired

            You have no clue how the ACA has effected treatment mainly in the elderly population . You did not answer :: which Liberal U is it that Brainwashing was the main criteria ?????

          • DrBillLemoine

            You have no idea what you’re talking about. Is it elderly ACA or Medicaid? I’ll stack ACA against the new Ryan disaster just passed in congress which isolates those with pre-existing conditions in risk pools to raise their premiums so they can’t afford ANY care. Ryan also takes 800 billion away from Medicaid and gives it to the rich as tax cuts. Are you supporting that? Are you another fat cat? I’ve found in years of contact with students and rich people there’s no correlation between smarts and wealth. Tell us what that has to do with anything I’ve said or any university, which dealing with ideas and thinking automatically makes most of them ‘liberal’ by uneducated standards.

          • Retired

            You don’t know shit from shinola about the plan just passed .But I do know how the ACA has effected the way the Elderly are being treated. Now its treat the symptoms and not the cure if you are over a certain age . You lived long enough treating you will only extend life by so many weeks or month . Better start reading what is going on in the medical field instead of your communist media . That is how Communist treat the elderly , just let them dye .

          • DrBillLemoine

            I’m starting to believe you may be a Russian bot or the product of one’s false news. There is another bot that stalks me in the conservative blogs, to no effect. You can’t deter me with nonsense or sophomoric rhetoric either.
            Maybe you are responsible for treating only symptoms or felt that was the case with you. Neither you nor I can tell about how many retirees get treatment or cure procedures. But, significantly, Ryan has not even consulted medical, insurance provider or subscriber evidence of anything for his AHCA bill. And they don’t watch or hear any media but Trump’s tweets. While most legislators who voted for AHCA didn’t read the bill, their staffs do, media I watch are quite detailed about its effects. Ditto, ACA. Your charge is bogus.
            Rather than just correct ACA, Republicans and you are caught up in the years’ long campaign to ‘repeal’. The replacement was never a factor as is the case now, because no repeal is possible. So Ryan simple fell back on his aims as budgeteer to transfer wealth by cutting ordinary people’s coverage dollars to transfer them to the rich.
            By your own final definition above, considering all the evidence of 8 years, Republicans are commies, especially you who back the Tea party/Freedom Caucus officials. Have a nice night, comrade.

          • Retired

            Better be carful using comrade , there are many living near you and they all own the Russian Famous AKA . They came over by the boat loads after the Curtin fell .

          • Retired

            All you know is what the media tells you on the proposed bill , you have not read it yust like those voting for or against it You forgot about the millions Obama stole from Medicare and put into Medicaid .Seeing I have wealth that makes me smart according to your words .

          • DrBillLemoine

            And just what is your miraculous source of information, dreams in the night, right wing faux news blogs, Russian hackers, your pals? What I know rules AHCA out as a credible ‘replacement’ for anything but a transfer of wealth from ordinary Americans seeking healthcare to the wealth, an ongoing Ryan aim.
            More wacky thinking is your repeating the right wing false narrative about theft of Medicare for Medicaid. Tell me if you are thinking about the $800 billion dollars figure.
            No, wealth and smarts are not correlated–can’t understand the printed word? I’m very careful with my words as a professional writer.

          • Retired

            More like a professional Bullshitter .

          • Trish P

            He never taught at a college. Was a high school teacher.

          • Retired

            That is interesting , thanks . So he got brainwashed at the U that gave him his liberal background.

    • Lkfeinb

      Thank you for an intelligent, well thought out, reply.

    • Lkfeinb

      Thank you for commenting on this site.

      • Trish P

        Two peas in a liberal/progressive pod. Or more aptly, socialist pod. Haven’t you heard the Maxine Waters clip, where she refers to Democrat policies as socialist, i.e. sociall… and she caught herself. Socialism is the “spread the wealth around” mantra, spoken by Obama and other Democrats (caught on video). Hundreds in the House of Representatives are members of the Democrat Socialists. (As were Obama and Hillary previously.)

        • Lkfeinb

          Yes, we do feel that healthcare should be a right and not a privilege for the healthy and wealthy. I won’t apologize for caring for others. However no working society is all one system. It is a mixture.
          I won’t say all Republicans, but this administration only cares about the wealthy. It is disgusting.

          • Trish P

            Not a right. This would make doctors and healthcare practitioners as slaves. Socialized medicine requires a low salary paid to doctors. We’re not there yet. Socialists think doctors get paid too much so set their wages. I believe a highly skilled, experienced surgeon should get paid way more than other doctors. All doctors also have huge medical school expenses. The ACA wants more general practitioners, and limits specialists. It’s much harder to see a specialist with ACA (I’ve been prevented myself).

          • Lkfeinb

            Everyone should have good healthcare. The ACA is a capitalistic program because private companies run it with certain stipulations as to required benefits.
            It is still a right. And doctors do not have to make less because it isn’t a socialistic program.
            The reason the ACA promotes GPs is because so few medical graduates wanted to be Gps and they were needed more than specialists. Just the facts.

          • Trish P

            I’m sick of arguing with you. ACA is NOT a capitalistic program since it is totally regulated by the government. Doctors cannot decide what is best for their patients in many cases. For example, my doctor had to lie to get me approved to get a mammogram, since I was in my 60s (to say I was “at risk”.)

            It is not a right. It is a right in socialist and communist countries. Everyone before ACA had access to health care (emergency rooms had to take them). And the vast majority had good health care through their employer or Medicare/Medicaid. Yes, more doctors wanted to be specialists than GPs because they would make more money (and higher prestige). The direction the Democrats wanted to go was one-payer (full socialist health care), which would limit doctor’s income. They realized they couldn’t immediately push for this, but it was a start (these conversations were caught on tape/video). We were on a path headed to one-payer (with a limit like $100,000 on doctor’s salaries). We’re not there yet: hopefully Pres. Trump will stop that train.

          • Lkfeinb

            The ACA has SOME mandatory requirements for health insurance, but does not control the companies .They are still for profit private companies. The government does not own them-therefore it IS a capitalistic system
            . The fact that you are only entitled to a mammogram every 5 years or so was the same provision that was put into some plans before the ACA. I don’t think it is right, but research has shown it is not needed every year. I don’t believe that so I would pay the small cost myself if necessary.
            In Florida we have covered mammograms every year. That is a state requirement. So you are saying that because the state has requirements that is a socialistic program also?
            You are making assumptions that the vast majority had good care because they could go to emergency rooms. Ok, that is your head in a bubble because it simply is not true. 40 million uninsured did not have good healthcare. In Miami women who had lumps in their breasts had to wait months for a mammogram in the ER and some died because of it. It was a scandal. So you are really off there.
            And, yes, the Democrats would like single pay, but no one will go against the insurance lobby.
            President Trump (it still makes me want to barf to say that) will only help himself and the wealthy.
            The disgusting corrupted people he chose for his cabinet. is proof what he is about. Do you really think your life will be better with this uninformed narcissist?

  • Pete

    If senators & representatives were required to use the medicare system they would fix the healthcare system by close of business that same day.

    • jim

      You got that right

    • Trish P

      They lie and weasel around the truth. Before the ACA, I asked MN Sen. Amy Klobuchar point blank (in her office) if congress would be covered by the ACA (Obamacare) and she refused to answer me. She voted for the ACA KNOWING that there was a huge tax on medical devices which would hurt Medtronic, Boston Scientific and other Minnesota companies, but she didn’t care. Medtronic then moved its corporate offices to low corporate tax Ireland. After devastating results the ACA has caused (rates up 59% for 2017) she and creep Al Franken try to get this tax taken away–their bed is made, they should lie in it. At least in Minnesota Trump only lost by 1%. So I hope the tide is turning. But shocking to hear Franken is in the 2nd tier and Klobuchar in the 3rd tier — for the next presidential run.

      • Lkfeinb

        If Trumpcare is put in place you will be crying foul! Believe me.

        • Retired

          You are already crying like a baby without knowing what is all in it just like the ACA .

          • Lkfeinb

            I know exactly what the difference is. It is my profession. Exactly how many courses have you taken on the subject? It is complicated.

          • Retired

            The only reason things are so complicated is thanks to politics and our liberal educators .

          • Lkfeinb

            Just throw out the word “liberal”. The reason medical is so complicated is because the medical costs are so great that low premiums cannot cover them. AND well people have to be covered so that the sick get care and when they get sick they will be covered.

          • Trish P

            (Your last sentence is poorly written.) The AMA restricts how many can become doctors in the U.S. This causes less doctors and shortages, which in turn results in higher salaries for doctors. Thus more doctors would lower costs. I worked briefly at the U of MN medical school and learned only about 3% of those who apply are accepted into the program (and nearly all who apply are “A” students). More competition would bring prices down. Prices should be posted on clinic and hospital websites so there would be competition, bringing prices down. Reducing frivolous lawsuits would also help (but should still protect the consumer from medical negligence). A recent true story movie about a conscientious objector in WWII (who became a medic and was a hero, saving hundreds on the battlefield during a ferocious attack, dragging hundreds to a cliff, lowering them down and then treating terrible wounds from gunshots and explosives)–was later denied being able to treat gunshot wounds when he returned home after the war. I’d say he was more than qualified.

          • Lkfeinb

            Where are you getting this information that the AMA restricts how many can become doctors?
            This is ludicrous! My husband is a doctor.
            The medical schools are tough to get into and only have a certain amount of spots. If you want more doctors have more medical schools. The AMA has nothing to do with it. Another conspiracy theory.

          • Lkfeinb

            Very intelligent (not) answer!

      • Retired

        The smart elected can NOT see how over the decades they have run one thing after another out of the country with the controls put on Business and it is not just the taxes .MN has turned into the extension of Ill. . Between the Chicago trash and Muslims moving in you do not stand a chance anymore .Lucky for you Hillary did NOT win .

    • Lkfeinb

      The Medicare system is great. Before Medicare is what we are talking about. That is why the people on this site who want repeal and replace are fools and we will all suffer for your ignorance!

      • Retired

        Sounds like you will be suffering more than others , go take your free meds before you run out .You do not know what all is in the bill just like everyone else .

        • Lkfeinb

          What free meds? The pharmaceutical companies are ripping us off! That is one of the big reasons the insurance bills are so high. It is the political system that is at fault, not Obamacare! Stop lobbyists paying off politicians of both parties and there might be a solution.

          • Retired

            Your last sentence is the only thing that makes any sense . ACA is a tax burden , get the government out of controlling health care and the people.

          • Lkfeinb

            Yes and get rid of taxes for roads and schools and car insurance and homeowners.

          • Retired

            Typical Democrat answer change the Subject .

          • Lkfeinb

            There is something wrong with you if you don’t see the connection. The subject was not changed.

          • Trish P

            Your most stupid comment yet.
            (FYI: Republicans are not against taxes for roads, schools and homes. Car insurance?! Are you completely nuts?)

          • Lkfeinb

            Oh, but why? They are forced to pay for roads they don’t use. If they send their children to private schools they are forced to pay for public schools that they don’t use. Why should they pay for benefits they don’t use?

          • Trish P

            Those on Medicare with low income get FREE or NEARLY FREE meds. My brother on disability is one ($3 or $5). You should know this. The pharmaceutical companies were bribed to get in the ACA by the Democrats. (Getting them to agree to the “donut hole” provision). Free or nearly free meds to the poor in Medicare and all in Medicaid is made up for by excessive prices to the rest of us. I agree to stop lobbyists paying off politicians of both parties–this is what Trump is trying to stop. That was one of his executive orders for those in his administration who cannot be lobbyists for a certain number of years.

          • Lkfeinb

            Well of course I know that. You have to be very poor to qualify for reduced payment drugs or free drugs and you have to go through a process to qualify.
            Free or nearly free drugs for the poor doesn’t effect our drug prices one bit. Have you checked on the prices for the same drugs in Canada? They negotiated prices for their entire healthcare system . So are we paying more because other countries get their drugs for 10- 40% of what we have to pay? There is NO other country paying the prices we pay for drugs and that is because of the pharmaceutical lobby that pays congressmen to keep the prices high.
            Oh, by the way, Trump’s much hyped ban on admitting administration officials being lobbyists actually removed some of Obama’s ethics rules instead of strengthening them. He issued a 5 year lobbying ban that falls short of it’s name. They cannot lobby the agency they worked for, but they can lobby any other agency. They also cannot join the part of the administration if they lobbied on that part of the administration for 2 years. Obama would not let anyone be part of the administration if they had lobbied in the year before coming into the administration. Trump’s appointees were like a revolving door: Lobbyist to administration.
            Obama restricted administration officials from lobbying the agency they left for 2 years. Trump reduced it 2 1 year for 3000 people.
            Perception and reality are 2 different animals.

          • Trish P

            Not true. The first Director of Health Obama nominated (before Kathleen Sebelius) was a former Democrat congressman Tom Daschle (lost last election in 2004), who was did lobbying but Daschle withdrew his nomination after disclosing he had tax problems. But he advised lobbyist groups:

            He deployed his deep knowledge of the ways of Congress as a strategic adviser for clients at a series of law and lobbying firms: first Alston & Bird, then DLA Piper, and, since late 2014, Baker Donelson, where he set up his own subsidiary, The Daschle Group. The former senator’s son, Nathan Daschle, joined him as president and COO of the group. Until early 2015, though, Daschle didn’t register as a lobbyist, insisting he didn’t meet the legal threshold and that what he did wasn’t lobbying. Yeah, right.

          • Retired

            That would be SSI and not Medicare .The rest you are right on the money .

      • Pete

        A conclusion from your post shows you’re obviously too young to have experienced healthcare before Medicare and too politically subverted to grasp present day reality. Obamacare is so dead it stinks.

        • Lkfeinb

          Thank you! I have been on Medicare for 10 years and non Obamacare employer insurance before that. As a matter of fact I am an Insurance agent and have to take multiple exams on the subject every year.

      • Phyllis Handkins

        Please take your meds

        • Lkfeinb

          Get your head out of your

          • Phyllis Handkins

            How sweet. Why are you even on here

          • Lkfeinb

            Good question, Most people have no clue what the ACA did for this country and how many people, including right wing Republicans, would be upset if it was repealed. It certainly needs adjustment and most of the adjustment is in the cost of medical care itself and the waste ,abuse and fraud, not the ACA.

          • Trish P

            Nothing was done about the waste, fraud and abuse. The federal government is too large (and corrupt) to be able to check and make sure providers are legitimate. No one is accountable for verifying that providers are legitimate. Heads don’t roll. Most workers are unionized, making them impossible to fire once they have a worked a certain amount of time. Their supervisors are not fired.

            Before the ACA the vast majority of people were HAPPY with their medical plans and doctors. I very much doubt any right-wing Republicans would be upset if the ACA is repeated. I double if more than a few would be upset. Most polls on conservative sites should they want it REPEALED. We want free market options. We were happy how it used to be; states set up their own system for those with pre-existing conditions. And many with pre-existing conditions were covered by their spouse’s employer, or could get it if they had a waiting period, or got a job at certain companies or universities. The Republican plan that just passed the House of Representatives does cover pre-existing conditions.

          • Lkfeinb

            You are in a dream state. 40 million people had no healthcare except for emergency care.
            Republican states like Florida, where I am from did not expand Medicaid. Florida’s plan for people with pre existing conditions went bankrupt years ago. My own daughter could not qualify for ANY insurance.
            And your statement that the majority of people were happy with their medical plans and doctors is completely false. Perhaps the people YOU know, but certainly not the majority . You are clueless and heartless!
            The new Republican plan isolated people with pre existing conditions to a different pool so they could pay more. There will be a time that you will be in that situation. See how it feels!

          • Retired

            If it is so great why aren’t our elected in it ?????

          • Lkfeinb

            And you are not grateful for Medicare?
            Because all congressmen are not 65. Because they have their own plan. What do I care? I am lucky to be on Medicare and so was my deceased husband. Hundreds of thousands of dollars paid out for chemotherapy.
            I have been on many excellent group plans and Medicare is by far the best coverage I have had.

          • Retired

            First of all they are like Gov. workers who pay very little for health care so why should they worry about you and your cost . they have better coverage than Medicare and they keep it once out of office . Little secrets that they won’t talk about .You are not keeping up on treatment for certain illness and age, you will find out in about 5-10 years ..

      • Trish P

        The Medicare system is not sustainable. It pays so little, many doctors will not accept patients on it. I have Medicare, which shows the tiny amount accepted for the bill by the doctor and hospital. It will not cover needed drugs (generics are not the same, so many are not effective), many treatments that are supposed to be covered, aren’t. I called 50 on my plan that were supposed to accept my plan. None did!

        Mamograms for older woman are no longer covered (unless cancer ran in the family). Doctors have to lie to get this approved. I was shocked when I received a letter on the results of my exam that mentioned I was “at risk.” Scared at reading this I called to see how I was at risk. I learned that I was not at risk (lying was the only way to get this procedure approved). Those not on Medicare are really screwed on high premiums, deductibles, limited providers. Who do you think pays for the subsidies? THE TAXPAYERS! Before being signed into law (and even after) most people thought the ACA was FREE! Since the poor were already covered by Medicade, the working taxpayers didn’t know they were going to have double, triple, quadruple the premiums to pay for those who didn’t work or worked part-time, My daughter is a freelancer who made $35,000 one year and DID NOT QUALIFY FOR A SUBSIDY. She had to pay a large premium that she couldn’t afford. I was shocked.

        • Lkfeinb

          You are totally incoherent. You are mixing up Medicare with the ACA. They are separate. Your daughter was eligible for a subsidy if she was earning less than $48000 per year so I have no idea why she didn’t get one.
          I am trained in health insurance. I have no idea what you are talking about.

          • Retired

            You forget things very from state to state .After ACA things have changed as to how you are treated under Medicare . Just like the so called free exam , if you deviate from it becomes a charge visit and you have a co pay . Writing Insurance and Using it are two different stories .You need to take care of some elderly people who have no one to help with bills and it might open your eyes .

          • Lkfeinb

            I hate to reveal my age, but I have been on Medicare for 10 years. The ACA did not change one iota how things were done under Medicare. You do get one free exam per year. How would you deviate from that?
            If you have an Advantage Plan, that is a different story. I always advise my clients NOT to get that and to get a Medicare Supplement. Much better and much more flexible. Also cheaper in the long run if you know which one to get.

          • Retired

            You just blew your own cover and BS .Medicare advantage is Cheaper than a supplement .It is just like the ACA and supplement where you can lose your Dr. and coverage for meds , they change on a yearly basis . time for you to go troll some place else.

          • Lkfeinb

            Oh oh, I blew my cover. How much are hospital charges on your Advantage plan?. How about co pays? What if you could pay $70 a month for a medicare supplement and go anywhere in the country with it instead of having a regional only plan.
            You don’t know shit and , I am sorry you chose an Advantage PPO or HMO with networks. I can go anywhere to any doctor all over the country.

          • Retired

            No where did I say that is what my coverage is. I have retired military my friends have Supplement or Advantage plans . So that is how I know the ins and outs . Plus I have attended many info meetings from various carriers .

          • Lkfeinb

            If you have VA coverage I have nothing to say. When the enrollment period starts get an Advantage plan with drug coverage. You will have more control

          • Retired

            You blew it again , and you claim to sell insurance but do NOT know the difference between VA and military retirement health care ???

          • Lkfeinb

            And why , pray tell, would anyone need to know that? I only know that some of my clients have VA insurance and prescription plans. I know how to advise them on auxiliary insurance. Why would I have to know about the military retirement plan or the federal retirement plan?
            If someone had it, I would review it, but so far none of my clients have had it.

          • Retired

            You are way out in left field . is Obama paying you to post BS or is it Soros and Hillary ????

          • Lkfeinb

            I don’t know the deal with retired military. I only know plans that are on the general market and you can dispute pharmaceutical decisions with them. Perhaps you cannot with your coverage, but I would find out.

          • Retired

            Well you are not a well informed Insurance sales woman . All sales people that I have met are fully aware of the Military retirement program .

          • Lkfeinb

            Only agents that deal with the military. We have specialties.

          • Retired

            Keep right on proving of how limited your knowledge is on health care .

          • Lkfeinb

            And you would know-how? You won’t even help yourself!

          • Retired

            You keep right on proving a lack of knowledge .

          • Lkfeinb

            How can you assess a lack of knowledge when you have none!

          • Retired

            You just keep right on making a ass out of your self ,WHY ???

          • Lkfeinb

            So if you are on retired military insurance how would you know if an Advantage plan was or was not less expensive than a medicare supplement. There are many different ways of being less expensive. Up front or in the long run.

          • Retired

            Going to retiree seminars and people I know that have supplement Insurance as well as the advantage plan .Advantage is like a HMO or the ACA where you do not know from year to year what drugs or Dr. are in it .

          • Lkfeinb

            You don’t have both. You either have an indemnity plan or an Advantage Plan

          • Retired

            Keep on talking as you prove the lack of knowledge . You are so lost in Space , what planet are you from ???

          • Retired

            You just proved that you know nothing about health care .You Trolls are all alike .

    • Lkfeinb

      probably!!

  • Sam Noyes

    Why should Congress be involved in trying to run our Healthcare Industry? Just because they have been elected to Congress does “NOT” make them experts in everything! Repeal Obamacare and let the market control the Healthcare Industry.

    • itsfun

      I would agree with you, if there is a provision somewhere for folks with terrible and/or terminal diseases. When someone gets one of these terrible diseases. We the people should be willing to take care of folks with things like Parkinson’s, Cancer, MS, MD, etc. I am not for high taxes, but these folks are victims, nothing less. To force a health insurance company to insure someone with a existing sickness, that didn’t have insurance is like make a auto insurance company fix my car after I have a accident without insurance.

      • Lkfeinb

        It is less expensive for the government to subsidize health insurance companies than to take care of folks with dread diseases. So which way do you want to play it?

        • itsfun

          I don’t believe the government should be subsidizing private insurance companies at all. Let insurance companies compete across state lines and let individuals decide what coverage they need (not the government) and watch rates and deductibles go down. How do you know it is less expensive to pay insurance companies to provide coverage?

          • Lkfeinb

            The insurance companies have the system already set up. You don’t have to establish an additional government layer.
            However,-a one payer system that eliminates private companies altogether could be the least expensive way to go. However, that would be a Socialist Plan and could not be adopted in this country under this political climate.

          • itsfun

            Medicare and Social Security are both Socialist plans. Setting up a system wouldn’t be all that hard. The Medicare care system is in place, just write a routing into it, that is called something like pre-existing and when that box is checked, the new routing is enacted. The logic is written and place, just make a sub-routine.

          • Lkfeinb

            So, let me be clear, you favor Medicare for all? You are aware that Medicare beneficiaries paid into it for decades .

          • Lkfeinb

            I would actually be very happy if we had Medicare for all. There is no free lunch, however. The European countries pay for for it with a high gas tax.

          • Trish P

            And extremely high income taxes, and high sales tax built into all products sold. This causes an extremely high unemployment rate for the young.

          • Lkfeinb

            Probably true.

          • Lkfeinb

            Nothing is perfect. Everything has it’s pros and cons.

          • itsfun

            Nope. I paid into it for years and years. I still do, the gov takes 109 from my SS check every month. I don’t think it could work though for lets say a family of four. Would the wage earner have to pay 436 per month for his/her family. That would be a cool 5692 per year for 80% coverage. I don’t care what any plan is called, but I do believe we need a much better one. The one we have now is dying a faster and faster death.

          • Lkfeinb

            You have to pay for it until you are 65, but you are really not paying for it. It is a ponzi scheme that pays for other benefits such as disability. It is a promise by the government to give you hospital benefits (Part A) Part B you still have to pay for.
            So you cannot think that the deduction for Medicare is a premium. It is a savings account the government owns for the government to use as it wishes.

          • itsfun

            I am 69 and still paying for it every month. You can put any label you want on it, but I can think the deduction is for Medicare because the government says it is. I have been receiving Medicare benefits and am happy with it so far. I also have a BC policy I use as my secondary insurance, and that takes care of what Medicare doesn’t cover and my prescriptions. Works for me.

          • Lkfeinb

            It does sound as if you have a medicare supplement. Do you also have a prescription plan separately? IF you do you have a supplement.
            If not and it is included on your medical it is an Advantage Plan.
            Usually Advantage plans have no premiums. But each state is different. Blue Cross is an excellent company because most Doctors take it. In any case, as long as it isn’t VA prescription coverage, you have a right to a brand name drug if the generic is giving you problems. And why do you feel so sorry for the doctor? Let his staff send out the letter. They do it all the time.

          • itsfun

            I do have prescription coverage. Where did I say I feel sorry for my doctor.

          • Lkfeinb

            I made a mistake and probably was texting someone else who said they couldn’t get the correct meds. They wouldn’t give him the brand name drugs even though he had contra indications with the generics. I told him to appeal with a drs letter. He said the doctors were too busy to do that.

          • itsfun

            Good morning; not a problem at all. Have a good one.

          • Lkfeinb

            I must have been commenting on someone else. If it works for you that is all that is important.

          • Lkfeinb

            Rates and deductibles are set on costs with a 20% cap for administration and profit. So in order to have real relief the costs would have to go down. Government would need to negotiate with the providers, Big pharm etc to get relief from hi deductibles and premiums.
            There is no magic bullet. The ACA has done its best under difficult Conditions.
            Having insurance over state lines would be a nightmare because State insurance Departments regulate insurance individually.
            Refs that protect consumers would go out the window.
            I cannot give an insurance course in one blog. Too many people think there is an easy fix. Obamacare is an excellent beginning, but all forces need to come together to make it better. Throwing out the ACA is the worst way of solving the issue.

          • itsfun

            Going over state lines is a very easy fix. The companies only need to make 50 data bases. That is not at all hard to do. Then when someone from Iowa applies for a policy, then the box checked on the application would just go to the Iowa data base and give a quote. Easy to set up. I am a retired System Analyst and set up many systems using shared data bases. Each company would negotiate with companies for drug rates. They do that now.
            I have said all along I don’t care what it is called, but the main idea is to have a great system. If fixes can be made to Obamacare, then made them. However the political parties have so much division and hate between them, that any fixes cannot happen. Reps won’t accept fixes and Dems won’t accept a new plan.

          • Lkfeinb

            The problem is that there is no better plan. To repeal it would disrupt the entire economy at this point and THE ONLY reason tovgo to that extreme is for personal ego. To get Obana’s signature off of it.

          • Trish P

            Actually the Republican House of Representatives just passed their new version. But it has to pass the Senate. If passed there, it would go back to the House with changes needed for final passage. Then it would go to President Trump to sign.

          • itsfun

            It could go back and forth many times. That is the way our system is designed. If the Senate doesn’t make any changes to the House bill then it will go to the President as is. That won’t happen, but it did with Obamacare.

          • Trish P

            I believe the ACA was designed to fail, since it was never designed to lower medical costs (according to its architect, Prof. Jonathan Gruber, who admitted this at a conference, never thinking someone would find a copy of the video). Obama and Hillary admitted previously they wanted a one-payer system, that this would be a first step toward it. They never dreamed that someone like Trump would be elected to put the brakes on this. Both party establishments said nothing could be done to get rid of any entitlement program.

      • Lkfeinb

        The insurance companies are getting paid by the givernment to take pre existing conditions, but the government is taking its time to pay. That is really one of the reasons sone companies cannot make it.

        • itsfun

          They aren’t getting paid. They get a subsidize. If a company has 200,000 enrollees and 5% of those have pre-existing conditions, how much will it cost each of the 200,000 rates to go up. If the government has 360 million , how much will that cost each citizens taxes to go up? Your private insurance rates would go down.

          • Lkfeinb

            Employer groups over a certain number of lives and /or coming from existing insurance have always had pre precexisting covered.. No govt subsidy there.

          • itsfun

            I don’t think you are right on that. When one applies for a company covered policy, many times a complete physical is required. A individual is also required to sign a contract saying they do not have a pre-existing condition or their policy will be cancelled.

          • Lkfeinb

            Read my answer above. I answered the wrong post. I sell the stuff and am very aware of the provisions

          • Lkfeinb

            Not any more and never with the ACA and never with larger companies.

    • Howard A Milor Jr.

      Agree the truth is they are a bunch of FAILED lawyers and they could not make it in the real world so they bullshited the people in their districts got elected now all they want is to keep their fat asses employed!

    • Lkfeinb

      Oh, just like before when 40 million of our citizens had no insurance and our taxes were paying for acute emergency room care.

      • Trish P

        They passage of the ACA did NOT reduce use of emergency care for non-emergency cases.

        • Lkfeinb

          Of course it doesn’t! But if you don’t have insurance, you don’t get preventative care and you don’t have a doctor to turn to in an emergency or even just for the flu. So you go to the emergency room and rack up huge charges that you cannot pay. Our taxes pay for the uninsured. AND they are far sicker when they finally use the services. It is a very inefficient method which has been costing us for years.

    • Lkfeinb

      You really do not know what you are talking about and would not be talking this way if an illness hit you.

    • Lkfeinb

      They are NOT involved in the healthcare system. They instituted rules to regulate the insurance companies. You can really trust the insurance companies, right?

      • Lkfeinb

        I am right on that. I sell the stuff. If an individual is joining a small company AND if they have not been insured in the past 90 days they do have to answer health questions. That is the way it used to be before ACA group:However , if the company does not know the rules and fills out the health questions inadvertently , the insurance company will underwrite the case. That happened to one of the employees of an insured company. Now, however, pre existing conditions are covered without restrictions.

      • Trish P

        Congress ALLOWED regulators to do whatever they wanted (Sebelious); congress allowed Obama to change the law at will (no pushback). Democrats through bribes of some key senators (Cornhusker kickback and others), by giving these states money to cover additional ACA costs caused the vote to pass the Senate. They bribed a key Dem representative by promising him with an executive order/letter that no funds would go to provide abortions. This promise Obama broke, but without this vote the ACA bill would never have advanced to the Senate. No Republicans voted for the ACA. It’s all on the Democrats and is in a death-spiral.

        • Lkfeinb

          The ACA is the best thing to happen to this country in a long while. And please remember that this is the same program that Mitt Romney had in Massachusetts. It is a Republican program. They just didn’t want Obama to claim it. The Republican really did a number on it by not allowing higher penalties for healthy people who would not buy insurance. Had the penalties been higher in the first place the premiums would be much lower because there would be healthier people in the pool.

          • Trish P

            Mitt Romney is a RINO (Republican In Name Only) and moved to the left to appease his liberal Massachusetts constituents. So Massachusetts Care is NOT a program the vast majority of U.S. Republicans would agree to. Republicans did not give the ACA even one vote. We Republicans caused Hillarycare under the Bill Clinton presidency to fail. You have no idea what you’re talking about.

            The ACA penalties were assigned by DEMOCRATS (not Republicans). Failures are your fault. (Note that Obama and the Democrats in the several years since it passed did not try to revamp it. They were happy with it (or hoping it would collapse so they could institute a one-payer socialist system).

          • Lkfeinb

            This was Obama’s signature achievement. He certainly did and does not want it to fail and every year it gets better. Yes it does,
            By the way. I do not know of anyone in Massachusetts that is unhappy with Romney’s plan. And that includes my Republican family members.

          • Trish P

            Better and better? All the ACA government co-ops have failed. At least half of the medical plans have dropped out. Premium costs have skyrocketed. Deductibles have gone from $500 pre-ACA toThe high cost has forced many businesses to reduce hours of employees to get under the cap (forcing workers to half time) and many others to halt hiring new workers. And about one-third the workers have been forced to be contract workers (with no benefits). So you haven’t heard about any of this. More and more drugs are dropped from coverage (my husband experienced this).

            The average deductible for 2017 bronze (lowest premium) plans marks the first time this average has crossed the $6,000 threshold. You call this better and better?!

            With respect to 2017, it is evident that the market conditions facing the unsubsidized are getting considerably WORSE. Not better and better:
            The percentage increase in average premium for each category of Obamacare nationwide is in the DOUBLE-digits. Deductibles among bronze and silver plans (the plans more likely to be purchased by people without subsidies) are still considerably beyond what the average family has saved for medical bills. A recent Bankrate survey found that only 37% of Americans had $500 to $1,000 in savings to cover an unexpected emergency bill. Thus the average bronze plan deductible of $6,092 and silver plan deductible of $3,572 blur the lines between being insured and uninsured. (You put off that surgery you need because you can’t afford the deductible.)

          • Lkfeinb

            Yes, the plans that have little or no deductible in network are very expensive.
            Still, it is better to have insurance than not and the deductible can be paid off in installments if necessary. No need to delay surgery.
            Half of these increases would have come about without the ACA. The cost of medical care in this country is alarming, to say the least. Of course , insuring pre existing conditions is really the culprit. My state’s i insurance pool went bankrupt and even people who could pay were not able to get coverage.
            Other countries are able to give all their citizens health coverage. Why are we, the wealthiest country in the world not able to do so?
            We can fix this–not throw it out. And yes, taxes need to be raised as is done in Europe on gasoline.

          • Lkfeinb

            He may be a RINO , but the plan is working well in his state.

    • Lkfeinb

      The congress is NOT trying to run the healthcare industry. It is trying to regulate what the insurance companies d0 so that everyone gets care if they are sick. There is no panacea. The costs for medicine and hospitals and doctors is astronomical in this country. That is why the premiums are so high. Of course if you cover pre existing conditions the costs are much higher and that is why the government has to subsidize premiums for the poor.

      • Trish P

        And what did Obamacare do about the astronomical medical costs?! Nothing!!! They increased.

        • Lkfeinb

          Obamacare did not have control over the charges by the hospitals ,doctors , or pharmaceuticals. Medicine is the biggest culprit. No one was brave enough to negotiate with the drug companies. That was a big problem!!!

          • Trish P

            Obamacare’s PROVISIONS on requiring insurance to cover maternity care for men without children, the elderly and others; to cover tests for procedures like colonoscopies (but if they found anything that needed surgery–these surgeries were NOT free), requiring people to take out full expansive policies for those who only wanted to pay for catostrophic policies (which were outlawed), requiring abstainers to pay for chemical dependency coverage, etc. etc.–AND COVERING PRE-EXISTING CONTIONS–ALL CAUSED PREMIUMS TO SKYROCKET.

          • Lkfeinb

            It doesnt add to the premium for men to be insured for pregnancy because there are no claims for that.
            How did you get the thought that surgery wasn’t paid for? AND younger healthy people could get catastrophic policies with very high deductibles and co pays for practically nothing!!
            Yes, the entire pool of people have to pay for everything because everyone will have one of those things someday. Just like the entire population had to pay for educating the young even if you are old or never had children or sent your children to private school and paid for that yourself.
            That is what makes a decent society and that is exactly where we differ.

          • Trish P

            Try to pay attention. When someone has a “free” test like colonoscopy the test is free, but needed surgery is not free. Part is covered by insurance, but you need to pay the 20% balance (unless you are on Medicaid, or have purchased a supplement). Your first sentence made no sense. Men under ACA have the same benefits as women and vice versa–since the policy is the same. ACA policies are required by law to provide the same coverage for all who enroll. Everyone will need maternity coverage one day? No,
            not everyone. Everyone will need prostate surgery? Everyone will need mental health treatment? Will need substance abuse treatment?Will need glaucoma treatment?

            Health care and education are powers to be given to the states, not the federal government. They are not in the U.S. Constitution and the 10th Amendment states:
            “The federal government possesses only those powers delegated to it by the United States Constitution. All remaining powers are reserved for the states or the people.” Thus these (education, roads, bridges, health care) should be given to the states or the people.

          • Lkfeinb

            When you speak about 20% needs to be paid after the coverage or you need a supplement are you talking about Medicare or the ACA?
            Insurance is a pool. Some people use a little and some a lot. There are mandatory benefits and not all people will use any of them, but the other benefits and networks vary among the policies and companies.
            By spreading the risk among all policyholders for these mandatory benefits, it makes the cost much less expensive for those items. And they do need to be covered.

  • Phyllis Handkins

    It’s nice to see him feeling good. WISCONSIN!!! Please! Get this man out of DC.

    • Pat Leach

      Ditto to that comment and I live in PA!

      • Phyllis Handkins

        I live in OK, and I love PA for voting for Trump. God Bless!

        • Lkfeinb

          You have NO idea what you are talking about! If Trumpcare goes in you and/or members of your family will be seriously compromised. Every family will feel it. You have no idea how good the ACA is. Yes, it can be improved, but you will eat your words–I promise you!

          • Patricia Eddy

            drinking toxic koolaid again?

          • Lkfeinb

            Not a good answer. Do you have a good answer? Why do you support a man who is only out for himself and his ultra rich friends?

          • Michael J. Fell

            Typical, boring.

          • maxx

            Ah, your last sentence says it all and the liberal troll stench just got stronger.

          • Lkfeinb

            He will betray your trust and you will still kiss his ass.

          • Retired

            The trash trolls will be coming out of their dumpsters after todays vote .

          • Phyllis Handkins

            Take your meds

          • Lkfeinb

            Another fool with no answer.

          • Phyllis Handkins

            Do you need a coloring book

          • Lkfeinb

            You are the one coloring only in the bubble

          • Phyllis Handkins

            Once again – if you are so offended by this site why are you here. I’m not sure you know as much about insurance as you think. Where I am we only have two major insurance companies left, both having thousands of employees. One of them is shutting down their office because they are no longer viable and this was announced before hero left the White House.

          • Retired

            Site moderator .

          • Retired

            Even a picture would not help him understand .

          • Phyllis Handkins

            LOL!!!

          • Retired

            Just found further down it’s a she .

          • Phyllis Handkins

            Yep, and doctors are clueless. Love it.

          • Lkfeinb

            Yes, they are. They fought against Medicare when it was first introduced and know NOTHING about insurance. Their staff takes care of the billing.

          • Lkfeinb

            Not about their medical field, but just about everything else! There are some exceptions. I was president of the Medical Auxiliary and was around them every day.

          • Lkfeinb

            Lucky for doctors you feel this way.

          • Phyllis Handkins

            I’m getting bored with you. You spit out nothing but insults to anyone with a different opinion than you. Just so much liberal garbage I can take. Get a psychiatrist. You are in desperate need of one and don’t bother commenting because you are not worth my time. Go be a bff with your muslim hero.

          • Lkfeinb

            My Muslim hero? I have serious doubts about some of his stuff. Nothing is black or white . That is a pun.
            You just don’t want to know the facts. This site should make you feel really good because they are just like you. Everyone thinks Trump is going to save them. And it is amazing that anyone still thinks that, especially a woman.

          • Lkfeinb

            What I understand is that someone with extensive knowledge of health insurance does not move your convictions one bit! You seem to think the solutions are simple. I have been the first to admit and see the problems, but you just want to throw out the baby with the bathwater.

          • Retired

            Go play your BS elsewhere .

          • Lkfeinb

            Why? I might upset your rigid views?

          • Retired

            When you have medical people in the family it keeps you up to date , something you are not . they must hand out licenses like popcorn in Florida ???

          • Lkfeinb

            Don’t take yours

          • Phyllis Handkins

            You want a lesson in socialism?
            Top ten socialists
            Joesph Stalin
            Vladimir Lenin
            Mao Zedong
            Che Guevara
            Salvador Allende
            Dilma Rousseff
            Fidel Castro
            Evo Morales
            Nicolas Maduro
            Hugo Chavez

            Definition
            Socialism is a political (democrat) and economic theory of organization (Obama) that advocates (rules) that the means of production, distribution (of wealth) and exchange (obamacare) should be owned or regulated by the community (government) by a whole.
            Synonyms:
            Leftism, welfarism, radicalism, progressivism, social democracy, communism, Marxism, labor movement

          • Lkfeinb

            Oh, so you put in your own words. The names you have provided are Communists, not Socialists. You don’t know the difference, do you?

          • Phyllis Handkins

            Do a little research. Why are you even here

          • Lkfeinb

            I am here because I don’t believe in living in a bubble.
            I read extensively and listen to others if they make sense and actually know what they are talking about.
            Several people on this site actually do. Not you.

          • Phyllis Handkins

            You have done nothing but insult everyone here. You are in serious need of help.

          • Michael J. Fell

            Another typical empty headed “progressive” spewing the same old impotent “progressive” talking points.

          • Lkfeinb

            Of course, that is not an argument, You just have no answer.

          • Michael J. Fell

            You have no answer. Only ridiculous, mindless “progressive” talking points that mean less than nothing.

          • Lkfeinb

            See the above ‘rediculous , mindless ‘ talking point. Get out of your bubble and learn the facts.

          • Michael J. Fell

            Have you always been a half wit or did you have to go to Harvard to end up this programmed?

          • Lkfeinb

            I should have learned early on that it doesn’t pay to have a conversation with someone less intelligent than yourself.

          • Michael J. Fell

            zzzzzzzzzzzzzzz…boring…zzzzzzzzzz

          • Lkfeinb

            Is the above answer empty headed and impotent enough for you?

          • Retired

            You should not brag about being empty headed , its not polite.

          • gvette

            LOL…you got that right.

          • Lkfeinb

            This site reinforces everything you would like to believe. If that floats your boat so be it.

          • Retired

            Your boat stopped floating with Obama gone .

          • Retired

            It might be Obama or Hillary with the aid of Soros ???

          • gvette

            You are stupid. The ACA was imploding. Insurance companys were drooping like flys. If you want insurance, go out and buy it. That’s pretty simple.
            As for low income, they were protected before Onigger care.

          • Lkfeinb

            Get out of your bubble and learn the real facts about why insurance companies were dropping out.
            1. The government wasn’t paying the subsidies fast enough
            2.,One company was making a profit, but wanted to merge with another and was disallowed for competitive reasons and got angry.
            3. The ACA let the insured have 90 days to pay their premiums and done got treated in the 99 days and never paid. An administrative nightmare:
            All these and more take small fixes.

          • gvette

            The bubble I’m in? Spoken like a true liberal. It was affordable. Shit you demonRATS spent billions on a website, that anyone cold have built for a million, or so. That was proven.
            Then there are asll the people, that are paying for insurance, they can’t use, because the deductibles are so high. Try getting mews from someplace other then your liberal MSN media!

          • Lkfeinb

            Really? I am in the business and know all about the terrible web site. I don’t whitewash the problems. It is much better for 30 million more people than before.
            So I’m in a bubble? Rethink that. Just keep throwing out the word “liberal” and that explains everything. You are the problem for not understanding the pros and cons.

          • Trish P

            Millions also LOST the insurance plan they could afford and liked.

          • Retired

            Democrats do not want to hear about the major screw up the ACA is and was .

          • Lkfeinb

            You do not want to know that it isn’t a major screw up. SOME Republicans have to have it all black or all white. A clue: You will never have it all white.

          • Retired

            Just the paper work alone put on Dr. and hospitals is a nightmare , something you insurance writers do not understand . Have you seen the paper work involved with pain killer meds ???? It is no wonder why the younger generations do not want the headache of being a Dr. .Thank the Insurance Co. and Government for that .

          • Lkfeinb

            Nothing is 100%, Mandatory benefits for pregnancy and mental health were added which increased the cost. I don’t see things in black and white. There are grays. All in all having the ACA is much better than what went on before with 40 million out of luck completely.

          • Retired

            Yes the blind like you only see gray , there are no 40 million on ACA .They only tell you how many signe4d up but never how many actually are paying and staying.

          • Lkfeinb

            30 million are paying and staying.

          • Retired

            Where is the IRS documentation on that ???

          • gvette

            I just listen to the people that are doing the paying, and what their deductibles are.
            I laugh when you, and others tell me about the amount of people without insurance. Yes, you can keep track of the ones that are, but that’s all. Now, remember, I believe the population is somewhere around 300 million.

          • Retired

            You are talking to a Bunker Thick Wall .

          • gvette

            You’re right. DemonRATS are followers, not researchers!

          • Lkfeinb

            I think you have it backwards.

          • gvette

            DemonRATS don’t check facts, they use their DemonRAT talking points!

          • Lkfeinb

            You are entitled to your ridiculous opinions

          • gvette

            LOL…we catch them at it all the time!

          • Trish P

            Insurance companies need to make a profit to be in business. Profit is not a 4-letter word. They were restricted under the ACA to keep administrative costs to an absolute minimum.

            Premiums never paid? Shows how poorly the ACA was set up. When first set up the federal ACA website had no way to track if someone had paid and many didn’t. Incompetance!!!

            Insurance companies drop out because there are too many expensive government demands (and not enough young, healthy people in plan to make a profit). They were losing millions of dollars, so some HAD to drop out. Many states have only one insurance choice. Ohio can no longer offer individual insurance plans! Their last provider just dropped out. That’s NOT what Obama promised (“you can keep your doctor. Period. You can keep your health care plan. Period.” “Families will save an average of $2500 per year”) All lies to get it passed. Obama never told the American citizens that their deductibles would quadruple, that their premiums would double, triple. Prof. Jonathan Gruber, the architect of the ACA, admitted such on several videos at conferences (calling the American people stupid, couldn’t disclose the truth or it couldn’t pass the government bipartisan scoring for cost). He admitted it was never designed to lower medical costs!

          • Retired

            ACA was just like HMOs every year you could end up with a different Dr. and drug plan .Medicare advantage can have the same results depending on Where you live . Get the Gov. out of health care controls. .

          • Lkfeinb

            Before the ACA If the company changed networks or threw out doctors from existing networks the same thing was happening.

          • Retired

            Are you brain dead and can not read ????

          • Lkfeinb

            A lot of what you say is true. You could keep your doctor if you knew how. The problem was the way it was implemented. Disastrous! Stupid. Without educating the public and throwing them into choices that they had no knowledge about.
            Obama didn’t lie. He just really didn’t understand insurance–and how could he. I believe he believed it and then the insurance companies did what insurance companies always do–try to make a profit.
            Change networks in the plan. Change the plans. I think he was naive.
            I maintain that it is still better for this country to have more people insured than not.

          • Trish P

            My husband had a neurologist that he could no longer keep under our insurance. Obama flat out lied. Don’t you remember he EMPHASIZED “You can keep your doctor. PERIOD!” He said this many times. Even PolitiFact had named “If you like your health care plan, you can keep it,” the Lie of the Year for 2013. Readers in a separate online poll overwhelmingly agreed with the choice.

            Obama’s own team understood that you couldn’t keep your health care plan–U.S. Health and Human Services Secretary Kathleen Sebelius announced the grandfathering rules in June 2010 and acknowledged that some plans would go away.

            Yet two years later, in 2012, Obama repeated “if you like your health care plan, you can keep it” when seeking re-election. So, yes, he knowingly lied.

          • Trish P

            Government not paying subsidies fast enough:
            That’s a major problem–inefficient federal government. Also, THEY DON’T HAVE THE MONEY. So they’re delaying. The Unaffordable Care Act was never designed to save money. It’s in the death spiral. And giving treatment without getting paid. Does that make any sense? This, again, is the fault of how this program was designed and set up.

          • Lkfeinb

            The government has the money, but it is terribly administered. You are correct. It was not set up to save money, it was to get everyone insured.
            Fixing it is a lot better than repealing it. There is so much good in this bill.

          • Trish P

            Not set up to save money?!?!?! Whaaaaat?
            It is called the AFFORDABLE Care Act! It was sold to the American people and congress by Obama (and Democrat leaders) who said multiple times, “It will save families an average of $2500 a year.” You apparently didn’t pay attention.

          • Lkfeinb

            “Affordable” is a relative term. It is affordable if you could not afford healthcare before and you qualified for a subsidy. Before the ACA insurance was expensive also. My own daughter was subsidized for a year after college and paid $250 a month for an excellent plan. She is not subsidized now because of her income and is paying $800 for a lesser plan.
            Unfortunately too many people with pre existing conditions signed up and not enough healthy young people. The mandate wasn’t large enough to prod them to get insurance. It was a definite actuarial mistake.

          • Trish P

            What do you say to Obama’s deception in order to get the ACA passed? (repeated promises: “Families will save an average of $2500 a year.” Also repeated by Speaker Nancy Pelosi (D). I knew that this would probably be the result BEFORE the bill was passed. Not really unintended consequences to anyone with common sense and a little forsight. I, along with 3-4 million citizens sent pink slips to congress to vote no on the ACA. Several Dems who voted yes were voted out of office after the ACA passed.

          • Lkfeinb

            No it isn’t and no they weren’t. Plain and simple.

          • Retired

            As a seller you have been Brain washed by the uppers in the Business and Gov.

          • Lkfeinb

            I am not brainwashed at all. I listen to my clients, not the insurance companies. I learned early on not to trust what they say. But I do trust my clients and, although not happy with the price increases, they chose an alternative plan if necessary. ALL those with pre existing conditions are very grateful for the insurance.

          • Retired

            You actually find suckers for the line of BS that you present , who hired you to post ??? Hillary – Obama or was it Soros ????

          • gvette

            LOL..in Iowa, they have one choice, and that company is now backing out. Do you actually do any research, or just use your DemonRAT talking points.

          • Lkfeinb

            No one is saying that the ACA doesn’t need fixing. I don’t see things in black and white as you seem to.

          • gvette

            When it comes to a law, it’s supposed to be black, and white, maybes.

          • Lkfeinb

            There is no such thing as black and white in the law. It can be interpreted in many different ways.

          • gvette

            When the speed limit is 55, and you get a ticket for 75, It’s black, and white!

          • Lkfeinb

            Ok, I’ll give that to you!!

          • Retired

            She might be black and can not see white ???

          • gvette

            LOL..good one.

          • Retired

            Have you noticed that when a new troll arrives some of the others are missing ???

          • gvette

            I’ve noticed that. No clue who this gut/gal is.he/she says they are in the insurance business. I attract them. Oddly, Bob, and me have been having normal conversations. I found it odd, that he said he is a republican.

          • Retired

            Bob is no dummy , claiming to be a Republican and getting down on Trump does not make it with me . To many are not giving Trump a chance to change things, what are they all afraid of is my big Question . The country no longer can afford to carry the rest of the world with hand outs.

          • gvette

            LOL..you’re preaching to the choir, my friend. I’m on the same page you are!!! Bob did admit he’s giving Trump a chance. It’s funny. Barry came on the scene, an unknown, that has never done thing one in his life, and they didn’t have a problem with it. Trump is actually changing things for the better, but you’ll not get it from MSN. You, and I can see what he’s doing, but the average person just gets what the news tell them, and they hate Trump, period.They coddled, and covered up for Killary. Like I said to you before, If Trump came up with a pill that cured cancer they’d still hate him, and it wasn’t enough.

          • Lkfeinb

            You are awfully smug in your ignorance.

          • Retired

            Not really , I can smell a fake a mile away .

          • Lkfeinb

            It is obvious that you cannot, that’s why you voted for Trump!

          • Retired

            Typical Demon Rat , change the subject when lost .

          • Lkfeinb

            I know nothing about Iowa so I cannot comment on the truth of your remark.

          • gvette
          • Lkfeinb

            I have read it and see the problem. It is the penalties that were not high enough to push young healthy people into getting insurance. They do increase every year, but they should have been higher in the first place. You cannot have pre existing medical problems covered if the pool does not include the healthier population.
            That is one of the issues that could have been fixed, but Donald Trump decided to make it worse, The reason they are leaving is because he CANCELLED the penalty entirely. He just wants to get rid of everything Obama no matter who it hurts.
            I stand by my initial statement that the ACA is a very good plan, but needs fixes. It should not be discarded. Perhaps if they renamed it, the Republicans wouldn’t be so adamant to replace it.

          • gvette

            Show me in the constitution, were it says the government can make you buy something. I’d be interested to see it. Oh wait, it’s not in there. Nor does it say I should have to pay for something for you!

          • Lkfeinb

            The Constitution has nothing to do with this.
            You pay for schools through your taxes. A very small percentage of citizens have children in school – some pay for public school and then pay for private school.
            Do you have a choice in that?
            By the way. You do not have to have health insurance. You can pay the tax. And why not? If you don’t have insurance you will use the emergency room which we will all pay for through our taxes.

          • gvette

            You, being a liberal, don’t understand cash. When I’ve gone, the few times I have, I paid cash. By the way, you get a better deal with cash.

          • Lkfeinb

            So you don’t have insurance. Is that what you are trying to say/=?

          • gvette

            As I’m 66, I do know. Through the years, no. I payed as I went, for all things

          • Lkfeinb

            I would say you are playing Russian Roulette.

          • Lkfeinb

            Not everyone is as fortunate as you are to have cash. Are you aware of the cost for drugs for a dread disease? You would have to be very very wealthy to be able to pay cash for that. Insurance is a necessity in our country.

          • Retired

            Thank your Brother Obama for that .

          • Lkfeinb

            Oh, yes. Everything that is wrong in the world is Obama’s fault. Really smart!

          • Retired

            Obama was a UN puppet just like Bill Clinton , they both followed the OWO – UN- IMF- world Central Bank and Bilderberg group

          • Lkfeinb

            I see. You are certainly giving me an education. But Trump is our white knight, I assume.

          • Retired

            Is that what you are good at is putting words in other peoples mouth . Trump is not politics as usual where Hillary was just like Obama except for the outer shell . Have you noticed how rich they both have become .

          • Retired

            So you admit being a brother family ???

          • Lkfeinb

            What in hell does that mean? If I were black would that make a difference?

          • Retired

            Your views are like many give me -give me while not working and yes there are many whites that are the same way . You should know how bad it is in Florida .

          • Lkfeinb

            No, thank the pharmaceutical companies and our lobbyist system for that. Obama is not to blame for a system that has been in place for decades.

          • Retired

            Actually it is the Idiots in Congress that listen to the Lobbyist for campaign money and the same goes for Pharma . Politics today is about Campaign money and not the people back home ..

          • Lkfeinb

            My goodness! We agree on something, but it really isn’t all their fault. It is the fault of corporations being allowed to give unlimited money to candidates. If the candidates don’t go along then the corporations will fund the competitive candidates. Money wins elections.
            You are old enough to remember when there was equal free time for radio and tv. Madison Avenue wasn’t involved and corporations were limited in their ability to donate to candidates. The worst legislation was “Citizens United” that was passed during the Bush Administration allowing for corporations to be considered “persons” with unlimited access. Corporations now rule and the people are screwed!

          • Retired

            It does happen that if you are right I will agree .There are a lot of corporate Democrats as well as Republicans , just look at wall street how they favor Democrats .

          • Lkfeinb

            It may or may not be true, but it is only the Democrats that want to get rid of Citizens United.

          • Retired

            All non profit groups that go after politicians and sue the Gov. should lose their status , most are lawyers who could not make a living in practice .

          • Lkfeinb

            Think carefully about being so prejudiced against one president! He actually did some very good things and reversed the economy that was destroyed by Bush.
            Are you positively sure this isn’t racial prejudice, because many presidents over the decades have contributed to the medical problem. This site is racist. It doesn’t take much to see that. People are actually using the N word here.

          • gvette

            Not wealthy, just healthy.Hypochondriacs live at the doctors office!

          • Lkfeinb

            So do sick people. You are very lucky because you have obviously not felt tragedy in your life.

          • gvette

            Well just once. When I was 15, I got ran over by a car. Funny thing. The guys car insurance paid for it.

          • Lkfeinb

            This is all about racism, is it? I am not surprised.

          • gvette

            Calls um like I sees um. His full title is, gay, Muslim nigger.

          • Lkfeinb

            You are disgusting and do not deserve a response.

          • gvette

            See. I tell you the truth, and you get mad.He is all three. try to dispute it.

          • Trish P

            The ACA caused my husband’s death. The only drug he could use for his Multiple Sclerosis symptoms to loosen his muscle spasms (almost fell out of his power wheelchair daily) which he had used for several years was denied and a couple substitute drugs we tried did NOT work. He was forced to sleep in his wheelchair because of the spasms.

            He was tortured day in and day out, until he couldn’t take it any more and took the spasticity pills in the middle of the night to kill himself. I have another relative who’s been denied chemical dependency treatment, which was supposed to be covered by the ACA. My brother needed a stent for his carotid artery surgery but Medicare denied this–a simple stent would cost him $20,000 out of pocket (which he doesn’t have). Before the ACA this procedure was covered.

          • Lkfeinb

            I am sorry about your husband. I have many clients that have had their brand name drugs denied under the Medicare drug plan and the ACA.
            Every one of them got their doctor to appeal and the brand name was allowed. So I do not understand why your doctor did not tell you you could do this.
            I cannot offer any opinion about the stent however my daughter has an auto immune disease and everything is covered. It has more to do with the plan and the company than the ACA.

          • Retired

            I doubt that you are telling the truth on that , as I have asked my DR, about it and it comes back to a stack of paperwork involved which became worse after the ACA .I have gotten this from several different Dr. in different fields .

          • Lkfeinb

            Why would I not tell the truth on that? All the doctor had to do was to write the insurance company and tell them that he tried the generics and he could not tolerate them.
            I will say that I did have to advise my clients to call the Dr and tell him to do that.
            I was married to a doctor. They are clueless about a lot of things.

          • Retired

            I would believe the Md. more than a insurance sales person because the are like a car salesperson depending on the commission to make a living . I am one of those that has problems with generic meds so I think that gives me more knowledge than a salesperson . Even having a different generic is a problem . Since the ACA we are getting the bottom of the barrel of the med chain .Generics do NOT have to prove that they work ,all they need is send paperwork to get approval for selling them.

          • Lkfeinb

            I am so sorry you have had those experiences with insurance sales people. Some of them actually can help you, but as in any profession there are the good and the bad. You were sold and Advantage plan or they chose to present it to you as the most affordable option. It isn’t really. And they are restrictive.
            I am going to give you some advice even though you come across as a very angry person.
            DONT ACCEPT A GENERIC IF IT IS GIVING YOU PROBLEMS. Go to the doctor and tell him to appeal and the brand name will be covered. But you have to make a case. Get pro active!!

          • Retired

            You must live in a small sheltered community where Dr. have the time for the mess of paperwork for getting brand name from the government run health care supplier , retired military are no better off than Veterans when it comes to meds.

          • Lkfeinb

            Get another doctor if that one wont work for you. Why are you making excuses for the Dr. I live in Fort Lauderdale, for Christ sake! His job is to get you well, not live with meds that make you sick.

          • Retired

            You are a sad case of no knowledge of what is going on in health care . Most Dr. have stopped taking new patients after the ACA came out , when in realetty it was to stop taking Medicare patients because of the constant cuts in payments that they receive .You call yourself a insurance sales lady , I don’t think so . You have shown to much BS .

          • Lkfeinb

            I dont know where you live but 99% of the doctors in Florida take ORIGINAL Medicare. They actually love original Medicare and hate the Advantage plans. I know that many doctors will not take the Humana Advantage plan here. There is a big difference between the HMO and PPO medicare plans and medicare and a supplement. The insurance companies are given a per patient fee from Medicare and they are the ones who regulate the care. You are really not on true Medicare. Medicare and a supplement is regulated by the government and has no regional requirement.
            I am not an insurance sales lady. I am a Chartered Financial Consultant and a Chartered Life Underwriter. I do know more than you do because this is my field and I am not shooting from the hip. I have tried to give you advice in your own situation, but you are not even sure what type of plan you have. Where is the BS really coming from? You throw in the ACA, but that is not associated with Medicare.
            You are even afraid to insist your doctor work for you to get you the meds you need.

          • Retired

            You mean : I look for suckers to advise as you have no clue and your stories keep on proving it . You trolls are all alike .

          • Lkfeinb

            You don’t look to me and I would not take you on as a client. Insurance agents don’t sell all insurance. They pick their specialties and the clients they wish to deal with. You are an angry and clueless man, and to think I actually tried to help you with your problem with meds.

          • Retired

            NO , I know a nut job that you are . You are Clueless .

          • Lkfeinb

            Everyone is entitled to their opinion, but it isn’t any of my business what you think of me. It isn’t your business either what I think of you.

          • Retired

            It is not a opinion what you spew out , it is false information and fiction .

        • Kimberlyheames

          Google is paying 97$ per hour! Work for few hours & have longer with friends and family! !si156c:
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        • Lkfeinb

          Well he certainly doesn’t believe in God. It’s all a show. It’s all for celebrity status. He spends a million a weekend in Palm Beach and shuts down Meals on Wheels for the poor elderly? God Bless!

          • Trish P

            He never shut down Meals of Wheels. This is not a federal program. Some facts:
            The Trump administration proposed budget would kill the Community Development Block Grant, a federal boondoggle that’s largely been used for waste and fraud. It costs $3 billion per year. As the budget proposal stated, “The Federal Government has spent over $150 billion on this block grant since its inception in 1974, but the program is not well-targeted to the poorest populations and has not demonstrated results.” Nick Gillespie of Reason explains:

            The money often is not going to Meals on Wheels or even to the neediest communities. As a Reason Foundation analysis also from 2013 shows, wealthier communities get the larger chunks of the money, particularly counties that—what a coincidence!—are in proximity to WASHINGTON, D.C….Check out this audit from RIVERSIDE COUNTY, California, for their CDBG expenditures for 2016, and there’s neither a meal nor a wheel to be found. Of the $761,744 the county received, nearly all of it went to improve a playground and the sidewalks of a single local elementary school. And note that the REASON THEY WERE AUDITED by Housing and Urban Development was because they hadn’t provided proper documentation of their expenses.

            Meals on Wheels does get some money from the CDGB. But the vast majority of its funding comes from elsewhere, and as even the leftists over at Snopes state, “the effect of CDBG cuts on local Meals on Wheels groups is uncertain.” Only 3 percent of the Meals on Wheels budget nationally comes from the federal government at all, and only a portion of that comes from the CDBG.

          • Lkfeinb

            I appreciate and accept your research on the topic. Just as an aside. Snopes is not a liberal or conservative site. It merely shows documentation and a result. You can read the documentation and make up your own mind what the result is.

          • Trish P

            What does Snopes have to do with my comment? By the way, Snopes is liberal if you read a lot of their comments. Once in a while they are ok. They are not reputable if you research the principals, who are going through a divorce and accusing each other of embezzlement/fraud. Just a husband and wife who set up shop (originally under false pretenses).

            Snopes was founded by a former couple named David and Barbara Mikkelson. The marriage ended however, and David is currently remarried to former porn actress and escort Elyssa Young, known in her porn days as Erin O’Bryn. Young now works as a staff member for Snopes. I don’t consider these people experts or very competent.

      • maxx

        I agree too. I have been calling him Paul Rino for more years than I want to admit. He just approved/passed the Ryan-Pelosi
        democrat temporary budget and will betray us on the Obamacare repeal. He can’t help himself. He is a GOP Establishment Elitist.

    • Retired

      From what I read about his last run , Wi. does not have anyone to take him on .

      • Phyllis Handkins

        I know and I have heard that they love him there.

        • Retired

          The Democrats have no one with the Horse power or money and Republicans won’t allow one to run against him, it’s like the same with McCain .

          • Phyllis Handkins

            Sadly true

?>

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